Mortgage lending in Pocahontas County, Iowa

Lenders in Pocahontas County, Iowa reported 159 mortgage applications for 2025, according to the CFPB.

159 mortgage applications and 105 loans originated in 2025; the denial rate was 18.5% of 130 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Pocahontas County, IA.

159
Applications: 105
Loans originated: 18.5%
Denial rate: 24 denied of 130 applications decided.

Every year

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Mortgage applications and loans originated in Pocahontas County, Iowa, by year
Year	Applications	Originated	Denied
2025	159	105	24
2024	95	61	11
2023	98	67	16
2022	165	101	38
2021	181	115	38
2020	181	113	36
2019	115	73	24
2018	118	81	26

The largest lenders here

Lenders in Pocahontas County, Iowa by loans originated, 2025
Lender	Originated	Applications
United Bank of Iowa	21	31
Bank Iowa	8	8
Iowa Bankers Mortgage Corporation	7	10
Northwest Bank	7	7
Availa Bank	5	6
Greenstate Credit Union	5	7
Bankers' Bank	4	6
Rocket Mortgage	4	7
United Wholesale Mortgage	4	4
Central Bank	4	5
Frontier Financial, Inc. DBA Frontier Mortgage	3	3
Community Choice Credit Union	2	3
Figure Lending LLC	2	2
Planet Home Lending, LLC	2	2
Homeservices Lending LLC	2	2
West Gate Bank	2	2
Amerisave Mortgage Company	2	4
Pennymac Loan Services LLC	2	5
Flanagan State Bank	1	1
National Police Federal Credit Union	1	1
Community Savings Bank	1	1
Ark-LA-Tex Financial Services LLC	1	1
Farm Credit Mid-America, Aca	1	1
Mortgage Research Center	1	5
Servion	1	2

Applications by race, ethnicity and sex, 2025

By race, Pocahontas County, Iowa: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	139	17.9% of 117 decided
Race Not Available	15	no rate: base under 50

By ethnicity, Pocahontas County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	138	16.7% of 114 decided
Joint	under 10
Ethnicity Not Available	14	no rate: base under 50

By sex, Pocahontas County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	64	21.6% of 51 decided
Female	28	no rate: base under 50
Joint	57	no rate: base under 50
Sex Not Available	10	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2555 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026