Mortgage lending in Harrison County, Iowa
Lenders in Harrison County, Iowa reported 544 mortgage applications for 2025, according to the CFPB.
544 mortgage applications and 347 loans originated in 2025; the denial rate was 20.2% of 451 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 544
- Applications
- 347
- Loans originated
- 20.2%
- Denial rate
- 91 denied of 451 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 544 | 347 |
| 2024 | 491 | 309 |
| 2023 | 443 | 275 |
| 2022 | 486 | 316 |
| 2021 | 801 | 536 |
| 2020 | 685 | 449 |
| 2019 | 487 | 330 |
| 2018 | 495 | 346 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| West Gate Bank | 26 | 32 |
| Bankers' Bank | 16 | 18 |
| Iowa Bankers Mortgage Corporation | 16 | 26 |
| Community Bank | 15 | 17 |
| United Bank of Iowa | 13 | 23 |
| Rocket Mortgage | 13 | 22 |
| Centris Federal Credit Union | 13 | 21 |
| Farmers Trust and Savings Bank | 12 | 12 |
| Ark-LA-Tex Financial Services LLC | 12 | 15 |
| Veridian Credit Union | 12 | 20 |
| Mortgage Research Center | 11 | 16 |
| Castle & Cooke Mortgage, LLC | 10 | 11 |
| American National Bank | 10 | 14 |
| BMO Harris Bank NA | 8 | 12 |
| Fairway Independent Mort Corp | 8 | 9 |
| Washington County Bank | 8 | 24 |
| Greenstate Credit Union | 7 | 7 |
| US Bank, N.A. | 7 | 8 |
| Shelby County State Bank | 6 | 6 |
| United Wholesale Mortgage | 6 | 9 |
| First National Bank of Omaha | 6 | 11 |
| Guild Mortgage Company | 5 | 7 |
| Better Mortgage Corporation | 5 | 7 |
| Charter West Bank | 4 | 6 |
| CMG Mortgage Inc | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 466 | 17.8% of 394 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 461 | 19.3% of 384 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 60 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 195 | 21.8% of 156 decided |
| Female | 81 | 27.5% of 69 decided |
| Joint | 226 | 14.2% of 197 decided |
| Sex Not Available | 42 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1741 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved