Mortgage lending in Jones County, Iowa
Lenders in Jones County, Iowa reported 622 mortgage applications for 2025, according to the CFPB.
622 mortgage applications and 419 loans originated in 2025; the denial rate was 17.4% of 530 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jones County, IA HUD Metro FMR Area.
- 622
- Applications
- 419
- Loans originated
- 17.4%
- Denial rate
- 92 denied of 530 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 622 | 419 |
| 2024 | 588 | 421 |
| 2023 | 567 | 381 |
| 2022 | 838 | 513 |
| 2021 | 1,157 | 823 |
| 2020 | 1,201 | 876 |
| 2019 | 821 | 614 |
| 2018 | 727 | 521 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 56 | 84 |
| Citizens State Bank | 40 | 49 |
| Dupaco Community Credit Union | 36 | 50 |
| Fidelity Bank & Trust | 34 | 39 |
| Ohnward Bank and Trust | 27 | 33 |
| Collins Community Credit Union | 18 | 24 |
| Hills Bank and Trust Company | 18 | 22 |
| Farmers & Merchants Savings Bank | 16 | 21 |
| United Wholesale Mortgage | 16 | 18 |
| Veridian Credit Union | 13 | 22 |
| Rocket Mortgage | 12 | 24 |
| Iowa Bankers Mortgage Corporation | 12 | 14 |
| CMG Mortgage Inc | 8 | 11 |
| Mount Vernon Bank and Trust Company | 8 | 8 |
| DuTrac Community Credit Union | 7 | 10 |
| Residential Mortgage Network, Inc. | 7 | 7 |
| Waterstone Mortgage Corporation | 6 | 6 |
| Flat Branch Mortgage, Inc. | 6 | 6 |
| Corda Credit Union | 5 | 9 |
| Pennymac Loan Services LLC | 5 | 7 |
| New American Funding, LLC. | 4 | 13 |
| Farmers State Bank | 4 | 4 |
| Community Savings Bank | 3 | 4 |
| Guild Mortgage Company | 3 | 5 |
| First Federal Credit Union | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 542 | 17.0% of 465 decided |
| Joint | under 10 | |
| Race Not Available | 72 | 20.7% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 531 | 16.3% of 454 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 81 | 22.7% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 211 | 19.3% of 176 decided |
| Female | 95 | 26.3% of 76 decided |
| Joint | 255 | 12.8% of 227 decided |
| Sex Not Available | 61 | 17.6% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2350 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved