Mortgage lending in Delaware County, Iowa
Lenders in Delaware County, Iowa reported 609 mortgage applications for 2025, according to the CFPB.
609 mortgage applications and 441 loans originated in 2025; the denial rate was 12.5% of 520 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Delaware County, IA.
- 609
- Applications
- 441
- Loans originated
- 12.5%
- Denial rate
- 65 denied of 520 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 609 | 441 |
| 2024 | 638 | 423 |
| 2023 | 551 | 393 |
| 2022 | 694 | 511 |
| 2021 | 1,033 | 798 |
| 2020 | 1,321 | 1,037 |
| 2019 | 758 | 576 |
| 2018 | 677 | 533 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupaco Community Credit Union | 96 | 121 |
| Community Savings Bank | 53 | 80 |
| Citizens State Bank | 45 | 60 |
| Veridian Credit Union | 26 | 33 |
| Greenstate Credit Union | 24 | 34 |
| Fidelity Bank & Trust | 23 | 25 |
| Midwestone Bank | 22 | 26 |
| Farmers & Merchants Savings Bank | 11 | 14 |
| New American Funding, LLC. | 11 | 14 |
| Residential Mortgage Network, Inc. | 10 | 12 |
| GNB Bank | 9 | 13 |
| Rocket Mortgage | 8 | 13 |
| Waterstone Mortgage Corporation | 8 | 10 |
| Collins Community Credit Union | 7 | 9 |
| Ohnward Bank and Trust | 6 | 6 |
| Guild Mortgage Company | 5 | 5 |
| DuTrac Community Credit Union | 4 | 6 |
| Iowa Bankers Mortgage Corporation | 4 | 5 |
| United Wholesale Mortgage | 4 | 6 |
| US Bank, N.A. | 4 | 9 |
| Empeople Credit Union | 3 | 6 |
| Mortgage Research Center | 3 | 10 |
| Luana Savings Bank | 3 | 3 |
| Denver Savings Bank | 2 | 2 |
| Coastal Community Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 548 | 11.8% of 468 decided |
| Joint | under 10 | |
| Race Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 528 | 10.9% of 451 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 69 | 27.1% of 59 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 180 | 14.9% of 148 decided |
| Female | 99 | 12.7% of 79 decided |
| Joint | 277 | 8.9% of 248 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2150 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved