Mortgage lending in Cherokee County, Iowa
Lenders in Cherokee County, Iowa reported 267 mortgage applications for 2025, according to the CFPB.
267 mortgage applications and 177 loans originated in 2025; the denial rate was 19.3% of 223 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cherokee County, IA.
- 267
- Applications
- 177
- Loans originated
- 19.3%
- Denial rate
- 43 denied of 223 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 267 | 177 |
| 2024 | 246 | 160 |
| 2023 | 227 | 159 |
| 2022 | 250 | 172 |
| 2021 | 398 | 286 |
| 2020 | 379 | 279 |
| 2019 | 272 | 199 |
| 2018 | 210 | 137 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Central Bank | 65 | 82 |
| United Bank of Iowa | 13 | 20 |
| Rocket Mortgage | 10 | 16 |
| Mortgage Research Center | 8 | 13 |
| Iowa Bankers Mortgage Corporation | 8 | 17 |
| Flanagan State Bank | 6 | 7 |
| Security State Bank | 6 | 6 |
| Northwest Bank | 4 | 5 |
| Coastal Community Bank | 3 | 4 |
| New American Funding, LLC. | 3 | 5 |
| Veridian Credit Union | 3 | 7 |
| loanDepot.com LLC | 2 | 3 |
| American State Bank | 2 | 5 |
| Cedar Falls Community Credit Union | 2 | 2 |
| Nationstar Mortgage | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 4 |
| Union Home Mortgage Corp. | 2 | 2 |
| Cardinal Financial Company, Li | 2 | 2 |
| Amerisave Mortgage Company | 2 | 5 |
| Libertyville Bank & Trust Company, N.A. | 1 | 1 |
| Great Southern Bank | 1 | 1 |
| Cornerstone First Mortgage, LLC | 1 | 1 |
| Midwest Heritage Bank FSB | 1 | 3 |
| Raccoon Valley Bank | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 219 | 18.0% of 183 decided |
| Joint | under 10 | |
| Race Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 202 | 17.3% of 173 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 96 | 23.2% of 82 decided |
| Female | 57 | no rate: base under 50 |
| Joint | 81 | 12.9% of 70 decided |
| Sex Not Available | 33 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2342 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved