Mortgage lending in Davis County, Iowa

Lenders in Davis County, Iowa reported 169 mortgage applications for 2025, according to the CFPB.

169 mortgage applications and 102 loans originated in 2025; the denial rate was 22.9% of 144 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Davis County, IA.

169
Applications: 102
Loans originated: 22.9%
Denial rate: 33 denied of 144 applications decided.

Every year

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Mortgage applications and loans originated in Davis County, Iowa, by year
Year	Applications	Originated	Denied
2025	169	102	33
2024	157	94	36
2023	131	90	11
2022	158	76	34
2021	233	138	36
2020	223	139	39
2019	164	106	26
2018	154	91	33

The largest lenders here

Lenders in Davis County, Iowa by loans originated, 2025
Lender	Originated	Applications
Community 1st Credit Union	30	35
Rocket Mortgage	10	11
US Bank, N.A.	7	8
West Gate Bank	6	6
Empeople Credit Union	5	8
Mortgage Research Center	5	11
New American Funding, LLC.	4	4
Bank Northwest	2	2
loanDepot.com LLC	2	4
The Federal Savings Bank	2	3
Endeavor Capital, LLC	2	2
Veridian Credit Union	2	4
Bank Iowa	2	3
Residential Mortgage Network, Inc.	2	2
Barrington Bank & Trust Company, N.A.	2	2
Go Mortgage, LLC	1	1
First State Bank	1	1
Farm Credit Mid-America, Aca	1	2
American Financing Corporation	1	1
Newrez LLC	1	2
Homeservices Lending LLC	1	1
Waterstone Mortgage Corporation	1	1
United Wholesale Mortgage	1	2
Washington State Bank	1	1
Frontier Financial, Inc. DBA Frontier Mortgage	1	1

Applications by race, ethnicity and sex, 2025

By race, Davis County, Iowa: applications and denial rate
Category	Applications	Denial rate
White	150	19.1% of 126 decided
Race Not Available	19	no rate: base under 50

By ethnicity, Davis County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	151	21.9% of 128 decided
Joint	under 10
Ethnicity Not Available	12	no rate: base under 50

By sex, Davis County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	71	18.8% of 64 decided
Female	30	no rate: base under 50
Joint	57	no rate: base under 50
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2149 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026