Mortgage lending in Lyon County, Iowa
Lenders in Lyon County, Iowa reported 336 mortgage applications for 2025, according to the CFPB.
336 mortgage applications and 227 loans originated in 2025; the denial rate was 16.6% of 289 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lyon County, IA.
- 336
- Applications
- 227
- Loans originated
- 16.6%
- Denial rate
- 48 denied of 289 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 336 | 227 |
| 2024 | 274 | 204 |
| 2023 | 254 | 175 |
| 2022 | 356 | 247 |
| 2021 | 454 | 337 |
| 2020 | 612 | 489 |
| 2019 | 417 | 319 |
| 2018 | 374 | 259 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Iowa Bankers Mortgage Corporation | 28 | 32 |
| Frontier Bank | 28 | 32 |
| American State Bank | 27 | 39 |
| Premier Bank | 26 | 37 |
| US Bank, N.A. | 23 | 34 |
| Peoples Bank | 13 | 18 |
| Security Savings Bank | 10 | 15 |
| Rocket Mortgage | 9 | 11 |
| First Bank & Trust | 5 | 18 |
| Reliabank Dakota | 4 | 4 |
| First International Bank & Trust | 3 | 6 |
| Plains Commerce Bank | 3 | 4 |
| Homeowners Financial Group, LLC | 3 | 3 |
| First Dakota National Bak | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 3 |
| First Premier Bank | 3 | 4 |
| Cortrust Mortgage, Inc. | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 6 |
| Mortgage Research Center | 2 | 2 |
| New American Funding, LLC. | 2 | 3 |
| Primebank | 2 | 2 |
| Central Bank | 2 | 2 |
| Northwest Bank | 2 | 3 |
| Levo Federal Credit Union | 2 | 4 |
| Service First Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 314 | 17.4% of 270 decided |
| Race Not Available | 22 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 303 | 17.1% of 263 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 87 | 13.2% of 76 decided |
| Female | 52 | no rate: base under 50 |
| Joint | 181 | 15.2% of 158 decided |
| Sex Not Available | 16 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1742 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved