Mortgage lending in Mills County, Iowa
Lenders in Mills County, Iowa reported 698 mortgage applications for 2025, according to the CFPB.
698 mortgage applications and 501 loans originated in 2025; the denial rate was 12.1% of 587 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 698
- Applications
- 501
- Loans originated
- 12.1%
- Denial rate
- 71 denied of 587 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 698 | 501 |
| 2024 | 629 | 408 |
| 2023 | 593 | 434 |
| 2022 | 684 | 458 |
| 2021 | 1,132 | 771 |
| 2020 | 1,012 | 698 |
| 2019 | 699 | 485 |
| 2018 | 597 | 417 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Glenwood State Bank | 58 | 58 |
| Flanagan State Bank | 41 | 50 |
| Ark-LA-Tex Financial Services LLC | 40 | 50 |
| Rocket Mortgage | 29 | 42 |
| Malvern Bank | 26 | 28 |
| Iowa Bankers Mortgage Corporation | 20 | 26 |
| Veridian Credit Union | 20 | 31 |
| Mortgage Research Center | 19 | 29 |
| First National Bank of Omaha | 19 | 36 |
| Pennymac Loan Services LLC | 12 | 16 |
| US Bank, N.A. | 11 | 14 |
| Access Bank | 9 | 10 |
| Bank Iowa | 9 | 12 |
| CMG Mortgage Inc | 7 | 9 |
| United Wholesale Mortgage | 7 | 10 |
| Guild Mortgage Company | 6 | 6 |
| Farm Credit Mid-America, Aca | 5 | 6 |
| Newrez LLC | 5 | 9 |
| Nationstar Mortgage | 5 | 8 |
| Fairway Independent Mort Corp | 5 | 6 |
| West Gate Bank | 5 | 5 |
| Carrington Mortgage Services LLC | 5 | 5 |
| Metro Credit Union | 4 | 8 |
| Navy Federal Credit Union | 4 | 11 |
| Arbor Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 608 | 11.4% of 516 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 69 | 15.1% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 590 | 12.2% of 509 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 78 | 14.0% of 57 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 214 | 11.9% of 176 decided |
| Female | 126 | 15.2% of 112 decided |
| Joint | 308 | 10.9% of 257 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1556 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved