Mortgage lending in Pottawattamie County, Iowa
Lenders in Pottawattamie County, Iowa reported 3,933 mortgage applications for 2025, according to the CFPB.
3,933 mortgage applications and 2,568 loans originated in 2025; the denial rate was 17.2% of 3,241 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Omaha-Council Bluffs, NE-IA HUD Metro FMR Area.
- 3,933
- Applications
- 2,568
- Loans originated
- 17.2%
- Denial rate
- 559 denied of 3,241 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,933 | 2,568 |
| 2024 | 3,504 | 2,276 |
| 2023 | 3,069 | 1,993 |
| 2022 | 3,738 | 2,466 |
| 2021 | 6,012 | 4,096 |
| 2020 | 5,786 | 4,029 |
| 2019 | 3,928 | 2,703 |
| 2018 | 3,438 | 2,296 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Centris Federal Credit Union | 160 | 254 |
| Ark-LA-Tex Financial Services LLC | 152 | 192 |
| Veridian Credit Union | 151 | 231 |
| First National Bank of Omaha | 149 | 217 |
| Rocket Mortgage | 123 | 181 |
| US Bank, N.A. | 112 | 211 |
| CMG Mortgage Inc | 107 | 133 |
| American National Bank | 107 | 135 |
| Flat Branch Mortgage, Inc. | 84 | 98 |
| Glenwood State Bank | 68 | 73 |
| Availa Bank | 67 | 75 |
| Charter West Bank | 65 | 100 |
| United Wholesale Mortgage | 47 | 67 |
| Guild Mortgage Company | 45 | 62 |
| Mortgage Research Center | 45 | 83 |
| Better Mortgage Corporation | 45 | 62 |
| Guaranteed Rate, Inc. | 42 | 74 |
| Cobalt Credit Union | 42 | 46 |
| Midstates Bank NA | 41 | 44 |
| Pennymac Loan Services LLC | 40 | 78 |
| Metro Credit Union | 31 | 56 |
| Nationstar Mortgage | 31 | 40 |
| Arbor Bank | 30 | 30 |
| Freedom Mortgage Corporation | 29 | 51 |
| Access Bank | 27 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 23 | no rate: base under 50 |
| Asian | 42 | no rate: base under 50 |
| Black or African American | 39 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,110 | 17.2% of 2,586 decided |
| 2 or more minority races | under 10 | |
| Joint | 58 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 649 | 14.1% of 519 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 233 | 23.4% of 188 decided |
| Not Hispanic or Latino | 2,985 | 17.6% of 2,475 decided |
| Joint | 74 | 15.3% of 59 decided |
| Ethnicity Not Available | 641 | 13.5% of 519 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,231 | 19.2% of 981 decided |
| Female | 850 | 21.0% of 713 decided |
| Joint | 1,368 | 15.0% of 1,144 decided |
| Sex Not Available | 484 | 12.2% of 403 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1743 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved