Mortgage lending in Winneshiek County, Iowa

Lenders in Winneshiek County, Iowa reported 285 mortgage applications for 2025, according to the CFPB.

285 mortgage applications and 177 loans originated in 2025; the denial rate was 20.0% of 230 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Winneshiek County, IA.

285
Applications: 177
Loans originated: 20.0%
Denial rate: 46 denied of 230 applications decided.

Every year

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Mortgage applications and loans originated in Winneshiek County, Iowa, by year
Year	Applications	Originated	Denied
2025	285	177	46
2024	244	141	45
2023	228	136	37
2022	259	173	36
2021	412	294	41
2020	456	306	58
2019	322	216	54
2018	310	207	64

The largest lenders here

Lenders in Winneshiek County, Iowa by loans originated, 2025
Lender	Originated	Applications
Fidelity Bank & Trust	32	33
CUSB Bank	23	28
Luana Savings Bank	17	19
Greenstate Credit Union	12	19
BMO Harris Bank NA	9	16
Rocket Mortgage	9	15
Veridian Credit Union	8	15
Northeast Security Bank	7	7
Marine Credit Union	6	17
Peoples State Bank	4	5
Kerndt Brothers Savings Bank	4	6
United Wholesale Mortgage	4	5
Bank Iowa	4	4
Dupaco Community Credit Union	3	4
Amerisave Mortgage Company	3	7
Esb Bank	2	2
Mortgage Research Center	2	5
Newrez LLC	2	5
Iowa Bankers Mortgage Corporation	2	6
Midwestone Bank	2	2
Finance of America Reverse LLC	2	2
Guaranteed Rate, Inc.	2	4
Pennymac Loan Services LLC	2	2
Empeople Credit Union	1	1
DuTrac Community Credit Union	1	2

Applications by race, ethnicity and sex, 2025

By race, Winneshiek County, Iowa: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Native Hawaiian or Other Pacific Islander	under 10
White	242	20.3% of 197 decided
Joint	under 10
Race Not Available	31	no rate: base under 50

By ethnicity, Winneshiek County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	229	18.7% of 187 decided
Joint	under 10
Ethnicity Not Available	37	no rate: base under 50

By sex, Winneshiek County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	100	22.5% of 80 decided
Female	47	no rate: base under 50
Joint	112	15.0% of 93 decided
Sex Not Available	26	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1966 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026