Mortgage lending in Tama County, Iowa
Lenders in Tama County, Iowa reported 440 mortgage applications for 2025, according to the CFPB.
440 mortgage applications and 311 loans originated in 2025; the denial rate was 12.6% of 366 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Tama County, IA.
- 440
- Applications
- 311
- Loans originated
- 12.6%
- Denial rate
- 46 denied of 366 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 440 | 311 |
| 2024 | 377 | 238 |
| 2023 | 351 | 236 |
| 2022 | 469 | 298 |
| 2021 | 660 | 446 |
| 2020 | 580 | 378 |
| 2019 | 464 | 320 |
| 2018 | 476 | 336 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Veridian Credit Union | 45 | 61 |
| Greenstate Credit Union | 44 | 60 |
| Chelsea Savings Bank | 18 | 18 |
| Rocket Mortgage | 17 | 22 |
| MLD Mortgage, Inc.dba the Money Store | 14 | 16 |
| MEMBERS1st Community Credit Union | 13 | 13 |
| Farmers Savings Bank & Trust | 11 | 14 |
| Dupaco Community Credit Union | 8 | 9 |
| Mortgage Research Center | 7 | 9 |
| Iowa Bankers Mortgage Corporation | 7 | 13 |
| Guaranteed Rate, Inc. | 7 | 14 |
| Northeast Security Bank | 6 | 6 |
| Wells Fargo Bank NA | 6 | 7 |
| GNB Bank | 5 | 5 |
| Guild Mortgage Company | 5 | 6 |
| Empeople Credit Union | 4 | 6 |
| Bankers' Bank | 4 | 5 |
| American Pacific Mortgage Corporation | 4 | 4 |
| Midwestone Bank | 4 | 6 |
| Pennymac Loan Services LLC | 4 | 7 |
| First State Bank | 3 | 4 |
| Navy Federal Credit Union | 3 | 3 |
| Greater Iowa Credit Union | 3 | 4 |
| New American Funding, LLC. | 3 | 8 |
| Waterstone Mortgage Corporation | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 367 | 12.3% of 318 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 355 | 11.8% of 304 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 161 | 11.4% of 132 decided |
| Female | 84 | 16.7% of 72 decided |
| Joint | 158 | 10.9% of 137 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2681 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved