Mortgage lending in Mitchell County, Iowa
Lenders in Mitchell County, Iowa reported 141 mortgage applications for 2025, according to the CFPB.
141 mortgage applications and 93 loans originated in 2025; the denial rate was 19.0% of 116 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mitchell County, IA.
- 141
- Applications
- 93
- Loans originated
- 19.0%
- Denial rate
- 22 denied of 116 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 141 | 93 |
| 2024 | 170 | 105 |
| 2023 | 150 | 95 |
| 2022 | 104 | 58 |
| 2021 | 156 | 97 |
| 2020 | 132 | 76 |
| 2019 | 92 | 53 |
| 2018 | 88 | 58 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CUSB Bank | 30 | 43 |
| Cardinal Financial Company, Li | 8 | 9 |
| Mortgage Research Center | 6 | 9 |
| Veridian Credit Union | 6 | 8 |
| Rocket Mortgage | 5 | 6 |
| US Bank, N.A. | 5 | 5 |
| Security State Bank | 3 | 3 |
| Bankers' Bank | 2 | 2 |
| Iowa Bankers Mortgage Corporation | 2 | 3 |
| Fidelity Bank & Trust | 2 | 2 |
| Greenstate Credit Union | 2 | 2 |
| New Market Bank | 1 | 1 |
| HomeTown Bank | 1 | 2 |
| Manufacturers Bank & Trust Co | 1 | 1 |
| loanDepot.com LLC | 1 | 3 |
| Alerus Financial NA | 1 | 2 |
| First Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 6 |
| United Wholesale Mortgage | 1 | 1 |
| Luana Savings Bank | 1 | 1 |
| Freedom Mortgage Corporation | 1 | 2 |
| Spring Eq, LLC | 1 | 2 |
| Frontier Bank | 1 | 1 |
| BoxCar Mortgage, LLC | 1 | 1 |
| Dupaco Community Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 125 | 17.6% of 102 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 122 | 19.2% of 99 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 17 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 51 | no rate: base under 50 |
| Female | 20 | no rate: base under 50 |
| Joint | 59 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1964 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved