Mortgage lending in Clarke County, Iowa
Lenders in Clarke County, Iowa reported 375 mortgage applications for 2025, according to the CFPB.
375 mortgage applications and 246 loans originated in 2025; the denial rate was 16.6% of 307 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clarke County, IA.
- 375
- Applications
- 246
- Loans originated
- 16.6%
- Denial rate
- 51 denied of 307 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 375 | 246 |
| 2024 | 330 | 230 |
| 2023 | 277 | 199 |
| 2022 | 390 | 246 |
| 2021 | 491 | 315 |
| 2020 | 385 | 252 |
| 2019 | 296 | 193 |
| 2018 | 264 | 160 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| American State Bank | 27 | 30 |
| First National Bank Ames Iowa | 26 | 28 |
| Veridian Credit Union | 19 | 32 |
| Greenstate Credit Union | 17 | 19 |
| American Pacific Mortgage Corporation | 14 | 16 |
| Community 1st Credit Union | 13 | 23 |
| New American Funding, LLC. | 9 | 13 |
| Rocket Mortgage | 9 | 11 |
| Iowa Bankers Mortgage Corporation | 9 | 15 |
| United Wholesale Mortgage | 7 | 8 |
| First Interstate Bank | 6 | 9 |
| Community Choice Credit Union | 5 | 6 |
| Fairway Independent Mort Corp | 5 | 5 |
| West Gate Bank | 5 | 5 |
| Fidelity Bank | 4 | 8 |
| Newrez LLC | 4 | 8 |
| Homeservices Lending LLC | 4 | 6 |
| Pennymac Loan Services LLC | 4 | 4 |
| Midwest Heritage Bank FSB | 3 | 3 |
| Northwest Bank | 3 | 4 |
| Guaranteed Rate, Inc. | 3 | 7 |
| Peoples Bank | 2 | 2 |
| Sierra Pacific Mortgage Co. Inc | 2 | 2 |
| Navy Federal Credit Union | 2 | 4 |
| Click n' Close, Inc. | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 323 | 15.2% of 269 decided |
| Joint | under 10 | |
| Race Not Available | 40 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 61 | 17.6% of 51 decided |
| Not Hispanic or Latino | 278 | 15.3% of 229 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 133 | 17.1% of 105 decided |
| Female | 94 | 20.8% of 77 decided |
| Joint | 122 | 9.6% of 104 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2547 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved