Mortgage lending in Sioux County, Iowa

Lenders in Sioux County, Iowa reported 793 mortgage applications for 2025, according to the CFPB.

793 mortgage applications and 600 loans originated in 2025; the denial rate was 10.8% of 704 applications decided. The median loan was about $210,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Sioux County, IA.

793
Applications: 600
Loans originated: 10.8%
Denial rate: 76 denied of 704 applications decided.

Every year

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Mortgage applications and loans originated in Sioux County, Iowa, by year
Year	Applications	Originated	Denied
2025	793	600	76
2024	665	499	72
2023	597	463	56
2022	744	576	66
2021	1,349	1,109	107
2020	2,157	1,838	133
2019	1,203	1,008	82
2018	854	680	91

The largest lenders here

Lenders in Sioux County, Iowa by loans originated, 2025
Lender	Originated	Applications
American State Bank	158	185
Iowa Bankers Mortgage Corporation	85	99
Northwest Bank	76	88
Peoples Bank	39	55
Premier Bank	38	44
Homeowners Financial Group, LLC	34	46
Rivers Edge Bank	31	34
Primebank	25	28
The Security National Bank of Sioux City, Iowa	19	20
United Wholesale Mortgage	8	12
Rocket Mortgage	7	15
Mortgage Research Center	6	14
US Bank, N.A.	5	11
Plains Commerce Bank	4	7
First State Bank Southwest	3	3
Figure Lending LLC	3	6
First International Bank & Trust	3	5
First Bank & Trust	3	3
Nationstar Mortgage	3	3
Midstates Bank NA	2	2
Manufacturers Bank & Trust Co	2	2
Farm Credit Mid-America, Aca	2	6
Atlantic Coast Mortgage, LLC	2	2
Endeavor Capital, LLC	2	2
Central Bank	2	2

Applications by race, ethnicity and sex, 2025

By race, Sioux County, Iowa: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	687	10.8% of 619 decided
Joint	16	no rate: base under 50
Race Not Available	86	7.3% of 68 decided

By ethnicity, Sioux County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	112	16.5% of 97 decided
Not Hispanic or Latino	567	10.1% of 513 decided
Joint	15	no rate: base under 50
Ethnicity Not Available	99	7.3% of 82 decided

By sex, Sioux County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	244	14.9% of 222 decided
Female	97	14.8% of 81 decided
Joint	388	7.8% of 348 decided
Sex Not Available	64	7.5% of 53 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 962 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026