Mortgage lending in Butler County, Iowa

Lenders in Butler County, Iowa reported 461 mortgage applications for 2025, according to the CFPB.

461 mortgage applications and 334 loans originated in 2025; the denial rate was 11.0% of 391 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Butler County, IA.

461
Applications: 334
Loans originated: 11.0%
Denial rate: 43 denied of 391 applications decided.

Every year

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Mortgage applications and loans originated in Butler County, Iowa, by year
Year	Applications	Originated	Denied
2025	461	334	43
2024	459	328	37
2023	421	286	37
2022	631	453	65
2021	862	620	83
2020	835	623	81
2019	575	397	82
2018	562	438	47

The largest lenders here

Lenders in Butler County, Iowa by loans originated, 2025
Lender	Originated	Applications
Veridian Credit Union	127	161
Greenstate Credit Union	40	48
Midwestone Bank	19	27
Farmers State Bank	16	20
Dupaco Community Credit Union	11	16
Cedar Falls Community Credit Union	9	11
Fidelity Bank & Trust	8	9
Peoples Savings Bank	7	8
First Bank	7	12
Iowa Bankers Mortgage Corporation	7	12
Denver Savings Bank	5	5
Mortgage Research Center	5	7
Bankers' Bank	5	9
Rocket Mortgage	5	6
Green Belt Bank & Trust	5	6
CUSB Bank	4	4
Guaranteed Rate, Inc.	4	4
Lincoln Savings Bank	4	5
Empeople Credit Union	3	4
US Bank, N.A.	3	4
loanDepot.com LLC	2	2
Homeservices Lending LLC	2	2
Nationstar Mortgage	2	2
Residential Mortgage Network, Inc.	2	2
West Gate Bank	2	2

Applications by race, ethnicity and sex, 2025

By race, Butler County, Iowa: applications and denial rate
Category	Applications	Denial rate
Black or African American	under 10
Native Hawaiian or Other Pacific Islander	under 10
White	415	10.0% of 359 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	35	no rate: base under 50

By ethnicity, Butler County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	417	10.0% of 361 decided
Joint	under 10
Ethnicity Not Available	40	no rate: base under 50

By sex, Butler County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	145	12.9% of 124 decided
Female	83	10.0% of 70 decided
Joint	213	8.2% of 182 decided
Sex Not Available	20	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2748 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026