Mortgage lending in Dickinson County, Iowa
Lenders in Dickinson County, Iowa reported 783 mortgage applications for 2025, according to the CFPB.
783 mortgage applications and 578 loans originated in 2025; the denial rate was 10.0% of 657 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dickinson County, IA.
- 783
- Applications
- 578
- Loans originated
- 10.0%
- Denial rate
- 66 denied of 657 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 783 | 578 |
| 2024 | 779 | 571 |
| 2023 | 687 | 526 |
| 2022 | 922 | 687 |
| 2021 | 1,581 | 1,222 |
| 2020 | 2,052 | 1,619 |
| 2019 | 1,236 | 967 |
| 2018 | 987 | 769 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northwest Bank | 232 | 277 |
| Central Bank | 83 | 95 |
| Rocket Mortgage | 23 | 29 |
| American State Bank | 14 | 15 |
| Bank Midwest | 14 | 22 |
| Greenstate Credit Union | 12 | 13 |
| US Bank, N.A. | 11 | 17 |
| Iowa Bankers Mortgage Corporation | 9 | 14 |
| United Wholesale Mortgage | 9 | 15 |
| Primebank | 8 | 8 |
| The Security National Bank of Sioux City, Iowa | 7 | 7 |
| V.i.p. Mortgage, Inc. | 7 | 7 |
| Peoples Bank | 5 | 6 |
| First Colony Mortgage Corporat | 5 | 8 |
| Mortgage Research Center | 5 | 11 |
| Pennymac Loan Services LLC | 5 | 14 |
| HomeBridge Financial Services, Inc | 4 | 5 |
| loanDepot.com LLC | 4 | 7 |
| Siouxland Federal Credit Union | 4 | 4 |
| Plains Commerce Bank | 4 | 8 |
| Freedom Mortgage Corporation | 4 | 8 |
| First Community Mortgage, Inc. | 4 | 4 |
| First Dakota National Bak | 4 | 4 |
| Premier Credit Union | 3 | 3 |
| New American Funding, LLC. | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 668 | 9.4% of 565 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 104 | 14.8% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 635 | 9.3% of 538 decided |
| Joint | withheld | |
| Ethnicity Not Available | 133 | 14.3% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 196 | 16.3% of 160 decided |
| Female | 122 | 15.5% of 103 decided |
| Joint | 370 | 4.7% of 317 decided |
| Sex Not Available | 95 | 11.7% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 606 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved