Mortgage lending in Marshall County, Iowa
Lenders in Marshall County, Iowa reported 1,019 mortgage applications for 2025, according to the CFPB.
1,019 mortgage applications and 675 loans originated in 2025; the denial rate was 19.3% of 865 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Marshall County, IA.
- 1,019
- Applications
- 675
- Loans originated
- 19.3%
- Denial rate
- 167 denied of 865 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,019 | 675 |
| 2024 | 833 | 551 |
| 2023 | 743 | 495 |
| 2022 | 1,047 | 674 |
| 2021 | 1,594 | 1,053 |
| 2020 | 1,324 | 869 |
| 2019 | 1,028 | 715 |
| 2018 | 938 | 649 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| MEMBERS1st Community Credit Union | 61 | 71 |
| American Pacific Mortgage Corporation | 45 | 55 |
| Greenstate Credit Union | 38 | 61 |
| Guaranteed Rate, Inc. | 34 | 48 |
| Midwestone Bank | 32 | 40 |
| First Interstate Bank | 30 | 47 |
| Farmers Savings Bank | 29 | 37 |
| Alerus Financial NA | 28 | 41 |
| Iowa Bankers Mortgage Corporation | 27 | 32 |
| Rocket Mortgage | 26 | 50 |
| Veridian Credit Union | 25 | 36 |
| US Bank, N.A. | 18 | 32 |
| Community Choice Credit Union | 15 | 25 |
| New American Funding, LLC. | 14 | 22 |
| Mortgage Research Center | 12 | 19 |
| Wells Fargo Bank NA | 11 | 24 |
| GNB Bank | 10 | 10 |
| Central State Bank | 10 | 12 |
| United Wholesale Mortgage | 9 | 12 |
| Luana Savings Bank | 8 | 8 |
| Fairway Independent Mort Corp | 8 | 8 |
| Availa Bank | 7 | 7 |
| Old National Bank | 6 | 6 |
| West Gate Bank | 6 | 6 |
| Pennymac Loan Services LLC | 6 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 15 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 772 | 17.9% of 660 decided |
| Joint | withheld | |
| Race Not Available | 176 | 22.9% of 144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 218 | 19.4% of 186 decided |
| Not Hispanic or Latino | 610 | 17.2% of 518 decided |
| Joint | 27 | no rate: base under 50 |
| Ethnicity Not Available | 164 | 25.6% of 137 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 362 | 22.3% of 314 decided |
| Female | 217 | 18.7% of 171 decided |
| Joint | 322 | 13.9% of 281 decided |
| Sex Not Available | 118 | 26.3% of 99 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2554 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved