Mortgage lending in Bremer County, Iowa

Lenders in Bremer County, Iowa reported 1,018 mortgage applications for 2025, according to the CFPB.

1,018 mortgage applications and 794 loans originated in 2025; the denial rate was 8.8% of 902 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Bremer County, IA HUD Metro FMR Area.

1,018
Applications: 794
Loans originated: 8.8%
Denial rate: 79 denied of 902 applications decided.

Every year

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Mortgage applications and loans originated in Bremer County, Iowa, by year
Year	Applications	Originated	Denied
2025	1,018	794	79
2024	880	659	85
2023	870	646	81
2022	1,171	851	97
2021	1,739	1,292	148
2020	1,763	1,306	147
2019	1,152	921	80
2018	1,180	897	92

The largest lenders here

Lenders in Bremer County, Iowa by loans originated, 2025
Lender	Originated	Applications
Veridian Credit Union	303	369
Greenstate Credit Union	94	109
Farmers State Bank	45	70
Fidelity Bank & Trust	41	45
First Bank	33	39
Cedar Falls Community Credit Union	27	29
Denver Savings Bank	26	27
Empeople Credit Union	18	23
Dupaco Community Credit Union	17	23
Readlyn Savings Bank	15	15
Security State Bank	14	14
West Gate Bank	14	16
Northeast Security Bank	12	12
Rocket Mortgage	12	16
Iowa Bankers Mortgage Corporation	12	14
Bankiowa	8	9
Mortgage Research Center	8	16
Pennymac Loan Services LLC	8	15
CUSB Bank	7	9
United Wholesale Mortgage	5	5
US Bank, N.A.	5	7
Guild Mortgage Company	4	4
Waterstone Mortgage Corporation	4	4
Luana Savings Bank	4	4
Bank Iowa	4	4

Applications by race, ethnicity and sex, 2025

By race, Bremer County, Iowa: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	921	8.3% of 817 decided
Joint	under 10
Race Not Available	82	12.7% of 71 decided

By ethnicity, Bremer County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	885	8.6% of 786 decided
Joint	withheld
Ethnicity Not Available	112	10.4% of 96 decided

By sex, Bremer County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	273	9.7% of 237 decided
Female	174	9.8% of 153 decided
Joint	500	7.3% of 450 decided
Sex Not Available	71	12.9% of 62 decided

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2543 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026