Mortgage lending in Dubuque County, Iowa
Lenders in Dubuque County, Iowa reported 3,620 mortgage applications for 2025, according to the CFPB.
3,620 mortgage applications and 2,695 loans originated in 2025; the denial rate was 14.1% of 3,252 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dubuque, IA MSA.
- 3,620
- Applications
- 2,695
- Loans originated
- 14.1%
- Denial rate
- 460 denied of 3,252 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,620 | 2,695 |
| 2024 | 3,371 | 2,467 |
| 2023 | 3,296 | 2,328 |
| 2022 | 4,169 | 3,100 |
| 2021 | 6,764 | 5,337 |
| 2020 | 7,129 | 5,583 |
| 2019 | 4,655 | 3,676 |
| 2018 | 3,783 | 2,931 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Dupaco Community Credit Union | 948 | 1,163 |
| Greenstate Credit Union | 370 | 466 |
| Midwestone Bank | 369 | 468 |
| Fidelity Bank & Trust | 246 | 251 |
| DuTrac Community Credit Union | 93 | 100 |
| Empeople Credit Union | 54 | 86 |
| Rocket Mortgage | 47 | 63 |
| Umb Bank NA | 45 | 68 |
| US Bank, N.A. | 43 | 56 |
| Premier Bank | 36 | 38 |
| Collins Community Credit Union | 34 | 71 |
| Movement Mortgage, LLC | 33 | 40 |
| Iowa Bankers Mortgage Corporation | 27 | 36 |
| Pennymac Loan Services LLC | 25 | 33 |
| Community Savings Bank | 23 | 26 |
| Mortgage Research Center | 21 | 38 |
| United Wholesale Mortgage | 21 | 29 |
| New American Funding, LLC. | 19 | 29 |
| AIM Credit Union | 18 | 20 |
| Residential Mortgage Network, Inc. | 14 | 15 |
| 21ST Mortgage | 13 | 91 |
| Newrez LLC | 10 | 25 |
| Veridian Credit Union | 9 | 14 |
| Guild Mortgage Company | 8 | 9 |
| Ruhl Mortgage LLC | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 30 | no rate: base under 50 |
| Black or African American | 39 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 18 | no rate: base under 50 |
| White | 2,878 | 13.3% of 2,582 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Race Not Available | 597 | 15.2% of 538 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 76 | 28.1% of 64 decided |
| Not Hispanic or Latino | 2,858 | 14.0% of 2,573 decided |
| Joint | 49 | no rate: base under 50 |
| Ethnicity Not Available | 637 | 13.4% of 569 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 984 | 16.7% of 859 decided |
| Female | 657 | 21.4% of 594 decided |
| Joint | 1,490 | 10.3% of 1,354 decided |
| Sex Not Available | 489 | 11.5% of 445 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1959 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved