Mortgage lending in Fayette County, Iowa
Lenders in Fayette County, Iowa reported 594 mortgage applications for 2025, according to the CFPB.
594 mortgage applications and 387 loans originated in 2025; the denial rate was 21.3% of 506 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Fayette County, IA.
- 594
- Applications
- 387
- Loans originated
- 21.3%
- Denial rate
- 108 denied of 506 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 594 | 387 |
| 2024 | 560 | 358 |
| 2023 | 577 | 385 |
| 2022 | 678 | 438 |
| 2021 | 773 | 530 |
| 2020 | 740 | 522 |
| 2019 | 606 | 424 |
| 2018 | 639 | 442 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Veridian Credit Union | 149 | 222 |
| Fidelity Bank & Trust | 31 | 33 |
| Greenstate Credit Union | 24 | 31 |
| Luana Savings Bank | 20 | 20 |
| Northeast Security Bank | 17 | 18 |
| Mortgage Research Center | 11 | 21 |
| Rocket Mortgage | 9 | 18 |
| Dupaco Community Credit Union | 9 | 13 |
| Kerndt Brothers Savings Bank | 8 | 11 |
| Bank Iowa | 6 | 8 |
| Cedar Falls Community Credit Union | 5 | 6 |
| Empeople Credit Union | 4 | 7 |
| Marine Credit Union | 4 | 11 |
| New American Funding, LLC. | 4 | 12 |
| Stockton Mortgage Corporation | 4 | 5 |
| Citizens State Bank | 3 | 3 |
| Community Savings Bank | 3 | 3 |
| CUSB Bank | 3 | 3 |
| Bankiowa | 3 | 5 |
| Readlyn Savings Bank | 3 | 3 |
| Guild Mortgage Company | 3 | 3 |
| Iowa Bankers Mortgage Corporation | 3 | 6 |
| Waterstone Mortgage Corporation | 3 | 3 |
| United Wholesale Mortgage | 3 | 7 |
| Guaranteed Rate, Inc. | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 530 | 21.4% of 449 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 515 | 21.9% of 438 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 58 | 13.5% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 219 | 26.9% of 175 decided |
| Female | 121 | 24.5% of 106 decided |
| Joint | 216 | 16.8% of 191 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2751 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved