Mortgage lending in Ringgold County, Iowa
Lenders in Ringgold County, Iowa reported 141 mortgage applications for 2025, according to the CFPB.
141 mortgage applications and 100 loans originated in 2025; the denial rate was 15.8% of 120 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ringgold County, IA.
- 141
- Applications
- 100
- Loans originated
- 15.8%
- Denial rate
- 19 denied of 120 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 141 | 100 |
| 2024 | 144 | 87 |
| 2023 | 145 | 86 |
| 2022 | 166 | 95 |
| 2021 | 223 | 148 |
| 2020 | 226 | 155 |
| 2019 | 149 | 107 |
| 2018 | 169 | 104 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City State Bank | 12 | 12 |
| Northwest Bank | 11 | 11 |
| Community 1st Credit Union | 7 | 9 |
| BTC Bank | 7 | 7 |
| Rocket Mortgage | 5 | 8 |
| First Interstate Bank | 5 | 9 |
| Newrez LLC | 4 | 5 |
| Iowa Bankers Mortgage Corporation | 4 | 5 |
| Homeservices Lending LLC | 4 | 4 |
| US Bank, N.A. | 4 | 14 |
| Community Choice Credit Union | 3 | 5 |
| Greenstate Credit Union | 3 | 4 |
| South Story Bank & Trust | 2 | 2 |
| United Wholesale Mortgage | 2 | 2 |
| Veridian Credit Union | 2 | 3 |
| Cardinal Financial Company, Li | 2 | 2 |
| VisionBank of Iowa | 1 | 1 |
| American State Bank | 1 | 1 |
| Sierra Pacific Mortgage Co. Inc | 1 | 1 |
| FNB Bank | 1 | 1 |
| BMO Harris Bank NA | 1 | 2 |
| Navy Federal Credit Union | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 2 |
| Marine Credit Union | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 127 | 16.4% of 110 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 123 | 16.7% of 108 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 30 | no rate: base under 50 |
| Female | 34 | no rate: base under 50 |
| Joint | 66 | 12.1% of 58 decided |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2481 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved