Mortgage lending in Kossuth County, Iowa
Lenders in Kossuth County, Iowa reported 342 mortgage applications for 2025, according to the CFPB.
342 mortgage applications and 206 loans originated in 2025; the denial rate was 18.4% of 267 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kossuth County, IA.
- 342
- Applications
- 206
- Loans originated
- 18.4%
- Denial rate
- 49 denied of 267 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 342 | 206 |
| 2024 | 287 | 196 |
| 2023 | 248 | 171 |
| 2022 | 380 | 261 |
| 2021 | 505 | 355 |
| 2020 | 530 | 394 |
| 2019 | 357 | 270 |
| 2018 | 354 | 256 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Northwest Bank | 64 | 87 |
| Flanagan State Bank | 22 | 27 |
| Iowa Bankers Mortgage Corporation | 15 | 33 |
| Fidelity Bank & Trust | 11 | 11 |
| Rocket Mortgage | 9 | 15 |
| Plaza Home Mortgage, Inc | 9 | 9 |
| United Wholesale Mortgage | 7 | 11 |
| US Bank, N.A. | 5 | 5 |
| Guaranteed Rate, Inc. | 4 | 4 |
| Greenstate Credit Union | 4 | 6 |
| Farm Credit Mid-America, Aca | 3 | 8 |
| Mortgage Research Center | 3 | 9 |
| Veridian Credit Union | 3 | 7 |
| Plains Commerce Bank | 3 | 7 |
| Barrington Bank & Trust Company, N.A. | 3 | 3 |
| First Bank | 2 | 2 |
| New American Funding, LLC. | 2 | 8 |
| Heritage Bank NA | 2 | 2 |
| Homeowners Financial Group, LLC | 2 | 2 |
| Royal United Mortgage LLC | 2 | 2 |
| Wells Fargo Bank NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 6 |
| MEMBERS1st Community Credit Union | 1 | 1 |
| Manufacturers Bank & Trust Co | 1 | 2 |
| Figure Lending LLC | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 302 | 15.9% of 239 decided |
| Joint | under 10 | |
| Race Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 272 | 16.7% of 215 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 120 | 21.4% of 98 decided |
| Female | 77 | 19.2% of 52 decided |
| Joint | 124 | 12.5% of 104 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2552 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved