Mortgage lending in Carroll County, Iowa

Lenders in Carroll County, Iowa reported 423 mortgage applications for 2025, according to the CFPB.

423 mortgage applications and 304 loans originated in 2025; the denial rate was 13.1% of 360 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Carroll County, IA.

423
Applications: 304
Loans originated: 13.1%
Denial rate: 47 denied of 360 applications decided.

Every year

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Mortgage applications and loans originated in Carroll County, Iowa, by year
Year	Applications	Originated	Denied
2025	423	304	47
2024	402	266	69
2023	288	208	38
2022	464	320	62
2021	686	513	80
2020	573	403	89
2019	499	362	60
2018	468	307	81

The largest lenders here

Lenders in Carroll County, Iowa by loans originated, 2025
Lender	Originated	Applications
Dupaco Community Credit Union	80	108
Westside State Bank	38	39
Iowa Bankers Mortgage Corporation	29	38
United Bank of Iowa	24	31
Rocket Mortgage	16	22
BMO Harris Bank NA	13	31
Availa Bank	8	8
Bankers' Bank	7	8
Greenstate Credit Union	6	7
Farm Credit Mid-America, Aca	4	4
Barrington Bank & Trust Company, N.A.	4	4
Mortgage Research Center	3	5
United Wholesale Mortgage	3	7
Veridian Credit Union	3	3
Bank Iowa	3	3
Lower, LLC	3	3
Wells Fargo Bank NA	3	5
Pennymac Loan Services LLC	3	3
Community Choice Credit Union	2	2
Figure Lending LLC	2	2
Coastal Community Bank	2	3
Click n' Close, Inc.	2	2
Land Home Financial Services,	2	2
loanDepot.com LLC	2	3
Shelby County State Bank	2	2

Applications by race, ethnicity and sex, 2025

By race, Carroll County, Iowa: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
White	380	11.2% of 323 decided
Joint	under 10
Race Not Available	34	no rate: base under 50

By ethnicity, Carroll County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	18	no rate: base under 50
Not Hispanic or Latino	367	9.9% of 314 decided
Joint	under 10
Ethnicity Not Available	34	no rate: base under 50
Free Form Text Only	under 10

By sex, Carroll County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	137	15.4% of 110 decided
Female	92	13.0% of 77 decided
Joint	170	9.3% of 151 decided
Sex Not Available	24	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2545 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026