Mortgage lending in Cass County, Iowa
Lenders in Cass County, Iowa reported 435 mortgage applications for 2025, according to the CFPB.
435 mortgage applications and 265 loans originated in 2025; the denial rate was 21.7% of 350 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cass County, IA.
- 435
- Applications
- 265
- Loans originated
- 21.7%
- Denial rate
- 76 denied of 350 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 435 | 265 |
| 2024 | 340 | 225 |
| 2023 | 284 | 189 |
| 2022 | 311 | 195 |
| 2021 | 472 | 299 |
| 2020 | 334 | 222 |
| 2019 | 314 | 186 |
| 2018 | 281 | 179 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 45 | 55 |
| Rolling Hills Bank & Trust | 28 | 30 |
| Community 1st Credit Union | 25 | 37 |
| Rocket Mortgage | 12 | 27 |
| FNB Bank | 11 | 14 |
| Mortgage Research Center | 11 | 16 |
| First Interstate Bank | 11 | 12 |
| Veridian Credit Union | 8 | 14 |
| Iowa Bankers Mortgage Corporation | 5 | 8 |
| United Wholesale Mortgage | 5 | 9 |
| West Gate Bank | 5 | 5 |
| Greenstate Credit Union | 5 | 9 |
| Farm Credit Mid-America, Aca | 4 | 4 |
| Shelby County State Bank | 4 | 4 |
| Bank Iowa | 4 | 4 |
| Wells Fargo Bank NA | 4 | 8 |
| Flanagan State Bank | 3 | 4 |
| Ark-LA-Tex Financial Services LLC | 3 | 10 |
| Guild Mortgage Company | 3 | 4 |
| New American Funding, LLC. | 3 | 13 |
| Plains Commerce Bank | 3 | 5 |
| Amerisave Mortgage Company | 3 | 16 |
| US Bank, N.A. | 3 | 9 |
| Community Choice Credit Union | 2 | 2 |
| TS Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 374 | 19.7% of 309 decided |
| Joint | under 10 | |
| Race Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 354 | 19.8% of 293 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 25.4% of 122 decided |
| Female | 95 | 22.8% of 79 decided |
| Joint | 143 | 13.8% of 116 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2674 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved