Mortgage lending in Des Moines County, Iowa
Lenders in Des Moines County, Iowa reported 815 mortgage applications for 2025, according to the CFPB.
815 mortgage applications and 508 loans originated in 2025; the denial rate was 22.4% of 687 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Des Moines County, IA.
- 815
- Applications
- 508
- Loans originated
- 22.4%
- Denial rate
- 154 denied of 687 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 815 | 508 |
| 2024 | 806 | 513 |
| 2023 | 747 | 477 |
| 2022 | 1,023 | 668 |
| 2021 | 1,534 | 993 |
| 2020 | 1,364 | 948 |
| 2019 | 1,043 | 716 |
| 2018 | 1,084 | 732 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Two Rivers Bank & Trust | 87 | 124 |
| Iowa Bankers Mortgage Corporation | 77 | 90 |
| Rocket Mortgage | 42 | 60 |
| Plains Commerce Bank | 25 | 43 |
| Greenstate Credit Union | 25 | 31 |
| Midwestone Bank | 21 | 29 |
| US Bank, N.A. | 19 | 39 |
| Mortgage Research Center | 18 | 34 |
| Ruhl Mortgage LLC | 12 | 16 |
| First Interstate Bank | 9 | 14 |
| United Wholesale Mortgage | 8 | 10 |
| AIM Credit Union | 8 | 12 |
| First Federal Bank | 8 | 9 |
| Guild Mortgage Company | 7 | 7 |
| Gershman Investment Corp. | 6 | 7 |
| Wells Fargo Bank NA | 6 | 7 |
| loanDepot.com LLC | 5 | 13 |
| I H Mississippi Valley Credit Union | 5 | 10 |
| American Pacific Mortgage Corporation | 5 | 5 |
| Cardinal Financial Company, Li | 5 | 7 |
| Community 1st Credit Union | 5 | 9 |
| 21ST Mortgage | 5 | 13 |
| MEMBERS1st Community Credit Union | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 12 |
| Residential Mortgage Network, Inc. | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 657 | 21.6% of 559 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 100 | 24.4% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 31 | no rate: base under 50 |
| Not Hispanic or Latino | 668 | 21.4% of 569 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 102 | 21.0% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 303 | 19.4% of 253 decided |
| Female | 183 | 29.8% of 151 decided |
| Joint | 253 | 20.0% of 220 decided |
| Sex Not Available | 76 | 25.4% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2675 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved