Mortgage lending in Hamilton County, Iowa
Lenders in Hamilton County, Iowa reported 347 mortgage applications for 2025, according to the CFPB.
347 mortgage applications and 230 loans originated in 2025; the denial rate was 19.0% of 295 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hamilton County, IA.
- 347
- Applications
- 230
- Loans originated
- 19.0%
- Denial rate
- 56 denied of 295 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 347 | 230 |
| 2024 | 283 | 175 |
| 2023 | 310 | 197 |
| 2022 | 346 | 230 |
| 2021 | 498 | 336 |
| 2020 | 510 | 336 |
| 2019 | 337 | 249 |
| 2018 | 312 | 201 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Availa Bank | 24 | 29 |
| Greenstate Credit Union | 21 | 30 |
| Veridian Credit Union | 16 | 18 |
| Iowa Bankers Mortgage Corporation | 14 | 18 |
| Greater Iowa Credit Union | 9 | 10 |
| Community Choice Credit Union | 8 | 11 |
| New American Funding, LLC. | 8 | 10 |
| Rocket Mortgage | 7 | 17 |
| Exchange State Bank | 6 | 6 |
| Mortgage Research Center | 6 | 10 |
| Reliance State Bank | 5 | 6 |
| GNB Bank | 5 | 5 |
| River Valley Credit Union | 5 | 5 |
| Cardinal Financial Company, Li | 5 | 6 |
| VisionBank of Iowa | 4 | 5 |
| Frontier Financial, Inc. DBA Frontier Mortgage | 4 | 4 |
| Gershman Investment Corp. | 4 | 4 |
| Security Savings Bank | 3 | 4 |
| Land Home Financial Services, | 3 | 5 |
| Guild Mortgage Company | 3 | 5 |
| Luana Savings Bank | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 11 |
| Northwest Bank | 3 | 3 |
| Lower, LLC | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 281 | 21.6% of 236 decided |
| Joint | under 10 | |
| Race Not Available | 56 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 264 | 20.7% of 222 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 126 | 27.6% of 105 decided |
| Female | 53 | no rate: base under 50 |
| Joint | 130 | 16.5% of 109 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2344 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved