Mortgage lending in Hancock County, Iowa
Lenders in Hancock County, Iowa reported 202 mortgage applications for 2025, according to the CFPB.
202 mortgage applications and 143 loans originated in 2025; the denial rate was 11.2% of 170 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hancock County, IA.
- 202
- Applications
- 143
- Loans originated
- 11.2%
- Denial rate
- 19 denied of 170 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 202 | 143 |
| 2024 | 162 | 107 |
| 2023 | 187 | 132 |
| 2022 | 152 | 115 |
| 2021 | 257 | 176 |
| 2020 | 253 | 187 |
| 2019 | 210 | 143 |
| 2018 | 228 | 152 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Reliance State Bank | 24 | 28 |
| Iowa Bankers Mortgage Corporation | 19 | 25 |
| Manufacturers Bank & Trust Co | 15 | 20 |
| Rocket Mortgage | 13 | 16 |
| Cardinal Financial Company, Li | 7 | 7 |
| Veridian Credit Union | 5 | 7 |
| Flanagan State Bank | 4 | 8 |
| Mortgage Research Center | 4 | 4 |
| Plains Commerce Bank | 4 | 7 |
| United Wholesale Mortgage | 3 | 5 |
| New American Funding, LLC. | 2 | 3 |
| Bankers' Bank | 2 | 3 |
| Cedar Falls Community Credit Union | 2 | 2 |
| Homeservices Lending LLC | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 2 |
| Bank Iowa | 2 | 2 |
| Mutual of Omaha Mortgage | 2 | 3 |
| Northwest Bank | 2 | 2 |
| Royal United Mortgage LLC | 2 | 3 |
| US Bank, N.A. | 2 | 3 |
| Wells Fargo Bank NA | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 7 |
| Premier Credit Union | 1 | 1 |
| Midwest Heritage Bank FSB | 1 | 1 |
| MEMBERS1st Community Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 181 | 11.7% of 154 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 171 | 11.8% of 144 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 71 | 17.5% of 57 decided |
| Female | 29 | no rate: base under 50 |
| Joint | 90 | 5.1% of 79 decided |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1961 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved