Mortgage lending in Buchanan County, Iowa
Lenders in Buchanan County, Iowa reported 800 mortgage applications for 2025, according to the CFPB.
800 mortgage applications and 549 loans originated in 2025; the denial rate was 16.1% of 683 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Buchanan County, IA.
- 800
- Applications
- 549
- Loans originated
- 16.1%
- Denial rate
- 110 denied of 683 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 800 | 549 |
| 2024 | 717 | 508 |
| 2023 | 705 | 497 |
| 2022 | 915 | 664 |
| 2021 | 1,225 | 910 |
| 2020 | 1,248 | 979 |
| 2019 | 1,007 | 736 |
| 2018 | 879 | 674 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Veridian Credit Union | 167 | 239 |
| Greenstate Credit Union | 69 | 86 |
| Bankiowa | 53 | 66 |
| Farmers State Bank | 40 | 51 |
| Iowa Bankers Mortgage Corporation | 22 | 36 |
| Dupaco Community Credit Union | 21 | 31 |
| Citizens State Bank | 17 | 21 |
| Northeast Security Bank | 17 | 19 |
| Empeople Credit Union | 13 | 22 |
| Rocket Mortgage | 13 | 20 |
| New American Funding, LLC. | 11 | 19 |
| Fidelity Bank & Trust | 9 | 9 |
| Guild Mortgage Company | 8 | 11 |
| Collins Community Credit Union | 6 | 9 |
| Waterstone Mortgage Corporation | 5 | 7 |
| Mortgage Research Center | 4 | 8 |
| Corda Credit Union | 4 | 4 |
| West Gate Bank | 4 | 4 |
| Cardinal Financial Company, Li | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 12 |
| loanDepot.com LLC | 3 | 4 |
| Cedar Falls Community Credit Union | 3 | 3 |
| United Wholesale Mortgage | 3 | 7 |
| American Pacific Mortgage Corporation | 3 | 3 |
| Midwestone Bank | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 705 | 15.4% of 604 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 74 | 17.5% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 697 | 15.6% of 596 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 84 | 19.7% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 242 | 18.3% of 197 decided |
| Female | 153 | 26.2% of 126 decided |
| Joint | 340 | 9.9% of 304 decided |
| Sex Not Available | 65 | 19.6% of 56 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2673 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved