Mortgage lending in Montgomery County, Iowa
Lenders in Montgomery County, Iowa reported 357 mortgage applications for 2025, according to the CFPB.
357 mortgage applications and 214 loans originated in 2025; the denial rate was 23.4% of 290 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, IA.
- 357
- Applications
- 214
- Loans originated
- 23.4%
- Denial rate
- 68 denied of 290 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 357 | 214 |
| 2024 | 279 | 193 |
| 2023 | 323 | 222 |
| 2022 | 328 | 234 |
| 2021 | 399 | 252 |
| 2020 | 335 | 232 |
| 2019 | 311 | 226 |
| 2018 | 302 | 210 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank Iowa | 42 | 69 |
| Houghton State Bank | 38 | 39 |
| Rocket Mortgage | 20 | 24 |
| First Interstate Bank | 8 | 20 |
| Iowa Bankers Mortgage Corporation | 7 | 10 |
| Veridian Credit Union | 7 | 12 |
| Ark-LA-Tex Financial Services LLC | 6 | 8 |
| Farm Credit Mid-America, Aca | 5 | 7 |
| New American Funding, LLC. | 4 | 12 |
| Nationstar Mortgage | 4 | 8 |
| US Bank, N.A. | 4 | 8 |
| Gold Star Mortgage Financial Group, Corporation | 3 | 4 |
| Churchill Mortgage Corporation | 3 | 3 |
| Centris Federal Credit Union | 3 | 5 |
| Malvern Bank | 3 | 4 |
| Flanagan State Bank | 2 | 3 |
| Metro Credit Union | 2 | 4 |
| Coastal Community Bank | 2 | 5 |
| Guild Mortgage Company | 2 | 3 |
| Greater Iowa Credit Union | 2 | 2 |
| Mortgage Research Center | 2 | 9 |
| CMG Mortgage Inc | 2 | 3 |
| Premia Mortgage, LLC | 2 | 2 |
| Castle & Cooke Mortgage, LLC | 2 | 6 |
| Plains Commerce Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 305 | 24.7% of 251 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 303 | 23.3% of 253 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 134 | 20.7% of 111 decided |
| Female | 61 | 28.0% of 50 decided |
| Joint | 135 | 24.3% of 111 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2679 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved