Mortgage lending in Boone County, Iowa
Lenders in Boone County, Iowa reported 1,118 mortgage applications for 2025, according to the CFPB.
1,118 mortgage applications and 722 loans originated in 2025; the denial rate was 19.7% of 935 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boone County, IA HUD Metro FMR Area.
- 1,118
- Applications
- 722
- Loans originated
- 19.7%
- Denial rate
- 184 denied of 935 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,118 | 722 |
| 2024 | 1,014 | 696 |
| 2023 | 899 | 607 |
| 2022 | 1,170 | 777 |
| 2021 | 1,749 | 1,220 |
| 2020 | 1,742 | 1,248 |
| 2019 | 1,277 | 890 |
| 2018 | 1,125 | 773 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| MEMBERS1st Community Credit Union | 56 | 62 |
| Iowa Bankers Mortgage Corporation | 51 | 66 |
| Greenstate Credit Union | 43 | 65 |
| Community Choice Credit Union | 39 | 58 |
| Veridian Credit Union | 30 | 41 |
| Guild Mortgage Company | 28 | 41 |
| Rocket Mortgage | 28 | 46 |
| Greater Iowa Credit Union | 27 | 31 |
| US Bank, N.A. | 25 | 43 |
| Mortgage Research Center | 17 | 34 |
| Northwest Bank | 17 | 19 |
| Land Home Financial Services, | 13 | 14 |
| Lower, LLC | 13 | 15 |
| Peoples Bank | 12 | 18 |
| BMO Harris Bank NA | 11 | 27 |
| River Valley Credit Union | 11 | 11 |
| United Wholesale Mortgage | 10 | 14 |
| Freedom Mortgage Corporation | 10 | 19 |
| City State Bank | 9 | 10 |
| New American Funding, LLC. | 9 | 22 |
| Premier Credit Union | 8 | 8 |
| American Pacific Mortgage Corporation | 8 | 13 |
| Wells Fargo Bank NA | 8 | 8 |
| United Bank of Iowa | 7 | 11 |
| Fidelity Bank | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 940 | 19.8% of 790 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 147 | 17.8% of 118 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 919 | 20.4% of 775 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 157 | 16.9% of 124 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 360 | 24.6% of 297 decided |
| Female | 219 | 27.5% of 189 decided |
| Joint | 435 | 12.4% of 370 decided |
| Sex Not Available | 104 | 16.5% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1738 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved