Mortgage lending in Washington County, Iowa
Lenders in Washington County, Iowa reported 951 mortgage applications for 2025, according to the CFPB.
951 mortgage applications and 699 loans originated in 2025; the denial rate was 13.7% of 853 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, IA HUD Metro FMR Area.
- 951
- Applications
- 699
- Loans originated
- 13.7%
- Denial rate
- 117 denied of 853 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 951 | 699 |
| 2024 | 746 | 544 |
| 2023 | 846 | 615 |
| 2022 | 1,089 | 798 |
| 2021 | 1,386 | 1,025 |
| 2020 | 1,374 | 1,045 |
| 2019 | 1,146 | 879 |
| 2018 | 1,083 | 821 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Hills Bank and Trust Company | 258 | 302 |
| Greenstate Credit Union | 142 | 184 |
| Washington State Bank | 79 | 83 |
| Residential Mortgage Network, Inc. | 43 | 52 |
| Federation Bank | 21 | 26 |
| CBI Bank & Trust | 15 | 22 |
| Rocket Mortgage | 13 | 17 |
| Community 1st Credit Union | 13 | 26 |
| Veridian Credit Union | 8 | 15 |
| United Wholesale Mortgage | 7 | 8 |
| Midwestone Bank | 6 | 6 |
| 21ST Mortgage | 6 | 15 |
| Guild Mortgage Company | 5 | 7 |
| Mortgage Research Center | 5 | 11 |
| Two Rivers Bank & Trust | 5 | 6 |
| Collins Community Credit Union | 4 | 7 |
| Iowa Bankers Mortgage Corporation | 4 | 8 |
| Amerisave Mortgage Company | 4 | 17 |
| US Bank, N.A. | 4 | 6 |
| Figure Lending LLC | 3 | 5 |
| Navy Federal Credit Union | 3 | 6 |
| MLD Mortgage, Inc.dba the Money Store | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 9 |
| Churchill Mortgage Corporation | 2 | 3 |
| Farmers State Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 779 | 12.8% of 704 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 141 | 17.6% of 125 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | 20.0% of 55 decided |
| Not Hispanic or Latino | 741 | 12.7% of 667 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 142 | 15.7% of 121 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 242 | 17.5% of 217 decided |
| Female | 178 | 15.2% of 151 decided |
| Joint | 434 | 10.5% of 399 decided |
| Sex Not Available | 97 | 16.3% of 86 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2558 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved