Mortgage lending in Adams County, Iowa
Lenders in Adams County, Iowa reported 89 mortgage applications for 2025, according to the CFPB.
89 mortgage applications and 57 loans originated in 2025; the denial rate was 19.7% of 76 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, IA.
- 89
- Applications
- 57
- Loans originated
- 19.7%
- Denial rate
- 15 denied of 76 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 89 | 57 |
| 2024 | 72 | 42 |
| 2023 | 60 | 38 |
| 2022 | 81 | 44 |
| 2021 | 83 | 43 |
| 2020 | 86 | 40 |
| 2019 | 83 | 50 |
| 2018 | 68 | 37 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 4 | 8 |
| CMG Mortgage Inc | 4 | 5 |
| Veridian Credit Union | 4 | 6 |
| Bank Iowa | 3 | 3 |
| Cardinal Financial Company, Li | 3 | 3 |
| TS Bank | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Mortgage Research Center | 2 | 3 |
| Iowa Bankers Mortgage Corporation | 2 | 5 |
| Plains Commerce Bank | 2 | 2 |
| First Interstate Bank | 2 | 4 |
| Community 1st Credit Union | 2 | 2 |
| Premier Credit Union | 1 | 1 |
| American State Bank | 1 | 1 |
| Community Choice Credit Union | 1 | 1 |
| Midwest Heritage Bank FSB | 1 | 1 |
| Citizens State Bank | 1 | 1 |
| Fidelity Bank | 1 | 1 |
| Westside State Bank | 1 | 1 |
| FNB Bank | 1 | 2 |
| HomeBridge Financial Services, Inc | 1 | 2 |
| Sofi Bank, National Association | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Luana Savings Bank | 1 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 83 | 17.1% of 70 decided |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 79 | 17.4% of 69 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 25 | no rate: base under 50 |
| Female | withheld | |
| Joint | 39 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2339 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved