Mortgage lending in Ida County, Iowa
Lenders in Ida County, Iowa reported 158 mortgage applications for 2025, according to the CFPB.
158 mortgage applications and 121 loans originated in 2025; the denial rate was 11.4% of 140 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ida County, IA.
- 158
- Applications
- 121
- Loans originated
- 11.4%
- Denial rate
- 16 denied of 140 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 158 | 121 |
| 2024 | 144 | 101 |
| 2023 | 147 | 96 |
| 2022 | 147 | 94 |
| 2021 | 196 | 148 |
| 2020 | 175 | 137 |
| 2019 | 140 | 106 |
| 2018 | 129 | 93 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Bank of Iowa | 38 | 45 |
| Shelby County State Bank | 31 | 33 |
| Central Bank | 8 | 9 |
| Rocket Mortgage | 5 | 7 |
| Iowa Bankers Mortgage Corporation | 4 | 5 |
| Flanagan State Bank | 3 | 3 |
| Bank Iowa | 3 | 3 |
| Greenstate Credit Union | 3 | 3 |
| Mortgage Research Center | 2 | 3 |
| Primebank | 2 | 2 |
| CMG Mortgage Inc | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 2 |
| Midstates Bank NA | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| FNB Bank | 1 | 1 |
| Coastal Community Bank | 1 | 2 |
| Zillow Home Loans, LLC | 1 | 1 |
| The Security National Bank of Sioux City, Iowa | 1 | 2 |
| Farm Credit Mid-America, Aca | 1 | 1 |
| Waterstone Mortgage Corporation | 1 | 1 |
| United Wholesale Mortgage | 1 | 2 |
| Veridian Credit Union | 1 | 2 |
| Availa Bank | 1 | 1 |
| V.i.p. Mortgage, Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 136 | 10.7% of 122 decided |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 137 | 10.8% of 120 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 21.8% of 55 decided |
| Female | 30 | no rate: base under 50 |
| Joint | 50 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2753 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved