Mortgage lending in Clinton County, Iowa
Lenders in Clinton County, Iowa reported 1,220 mortgage applications for 2025, according to the CFPB.
1,220 mortgage applications and 811 loans originated in 2025; the denial rate was 17.7% of 1,023 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clinton County, IA.
- 1,220
- Applications
- 811
- Loans originated
- 17.7%
- Denial rate
- 181 denied of 1,023 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,220 | 811 |
| 2024 | 1,000 | 656 |
| 2023 | 946 | 591 |
| 2022 | 1,422 | 968 |
| 2021 | 1,836 | 1,322 |
| 2020 | 1,840 | 1,307 |
| 2019 | 1,236 | 911 |
| 2018 | 1,174 | 820 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Central State Bank | 109 | 123 |
| New American Funding, LLC. | 84 | 117 |
| Ascentra Credit Union | 81 | 120 |
| US Bank, N.A. | 65 | 96 |
| Greenstate Credit Union | 59 | 76 |
| Rocket Mortgage | 36 | 59 |
| CMG Mortgage Inc | 27 | 31 |
| United Wholesale Mortgage | 26 | 34 |
| Ruhl Mortgage LLC | 22 | 25 |
| Mortgage Research Center | 18 | 33 |
| DuTrac Community Credit Union | 16 | 25 |
| Iowa Bankers Mortgage Corporation | 16 | 23 |
| Lower, LLC | 16 | 22 |
| I H Mississippi Valley Credit Union | 15 | 22 |
| Empeople Credit Union | 10 | 13 |
| loanDepot.com LLC | 10 | 21 |
| Fidelity Bank & Trust | 8 | 8 |
| Farm Credit Mid-America, Aca | 7 | 8 |
| Blue Grass Savings Bank | 7 | 7 |
| Granite Bank | 7 | 7 |
| Nationstar Mortgage | 6 | 9 |
| Wells Fargo Bank NA | 6 | 7 |
| First Federal Bank | 6 | 6 |
| Lendage, LLC Dba Achieve Loans | 5 | 6 |
| R.I.A. Federal Credit Union | 5 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 18 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 994 | 17.1% of 841 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 186 | 18.3% of 153 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 992 | 17.5% of 836 decided |
| Joint | withheld | |
| Ethnicity Not Available | 191 | 18.9% of 159 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 442 | 19.9% of 377 decided |
| Female | 253 | 20.8% of 212 decided |
| Joint | 381 | 13.2% of 311 decided |
| Sex Not Available | 144 | 17.1% of 123 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2343 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved