Mortgage lending in Muscatine County, Iowa
Lenders in Muscatine County, Iowa reported 1,256 mortgage applications for 2025, according to the CFPB.
1,256 mortgage applications and 802 loans originated in 2025; the denial rate was 20.8% of 1,055 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Muscatine County, IA.
- 1,256
- Applications
- 802
- Loans originated
- 20.8%
- Denial rate
- 219 denied of 1,055 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,256 | 802 |
| 2024 | 1,261 | 833 |
| 2023 | 1,194 | 787 |
| 2022 | 1,286 | 863 |
| 2021 | 1,700 | 1,115 |
| 2020 | 1,907 | 1,306 |
| 2019 | 1,342 | 893 |
| 2018 | 1,178 | 793 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CBI Bank & Trust | 140 | 173 |
| Midwestone Bank | 113 | 174 |
| Greenstate Credit Union | 89 | 126 |
| Ascentra Credit Union | 54 | 85 |
| Ruhl Mortgage LLC | 50 | 60 |
| Rocket Mortgage | 39 | 59 |
| Hills Bank and Trust Company | 24 | 28 |
| New American Funding, LLC. | 18 | 32 |
| Residential Mortgage Network, Inc. | 18 | 19 |
| US Bank, N.A. | 17 | 25 |
| United Wholesale Mortgage | 14 | 23 |
| Flat Branch Mortgage, Inc. | 13 | 16 |
| Iowa Bankers Mortgage Corporation | 12 | 15 |
| Mortgage Research Center | 11 | 23 |
| Veridian Credit Union | 11 | 13 |
| R.I.A. Federal Credit Union | 8 | 14 |
| Granite Bank | 8 | 10 |
| The Family Credit Union | 8 | 17 |
| Freedom Mortgage Corporation | 7 | 13 |
| Empeople Credit Union | 6 | 7 |
| I H Mississippi Valley Credit Union | 6 | 12 |
| Lower, LLC | 6 | 7 |
| Cardinal Financial Company, Li | 6 | 8 |
| 21ST Mortgage | 5 | 27 |
| Marine Credit Union | 4 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 973 | 20.0% of 821 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 226 | 21.9% of 187 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 153 | 31.8% of 126 decided |
| Not Hispanic or Latino | 847 | 18.5% of 718 decided |
| Joint | 37 | no rate: base under 50 |
| Ethnicity Not Available | 219 | 20.4% of 181 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 421 | 22.7% of 352 decided |
| Female | 226 | 27.4% of 179 decided |
| Joint | 452 | 16.1% of 391 decided |
| Sex Not Available | 157 | 20.3% of 133 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2353 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved