Mortgage lending in Benton County, Iowa
Lenders in Benton County, Iowa reported 1,088 mortgage applications for 2025, according to the CFPB.
1,088 mortgage applications and 784 loans originated in 2025; the denial rate was 10.4% of 911 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Benton County, IA HUD Metro FMR Area.
- 1,088
- Applications
- 784
- Loans originated
- 10.4%
- Denial rate
- 95 denied of 911 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,088 | 784 |
| 2024 | 995 | 694 |
| 2023 | 965 | 703 |
| 2022 | 1,090 | 771 |
| 2021 | 1,755 | 1,204 |
| 2020 | 1,567 | 1,042 |
| 2019 | 1,376 | 982 |
| 2018 | 1,199 | 877 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 136 | 183 |
| Cedar Valley Bank & Trust | 76 | 81 |
| Veridian Credit Union | 57 | 80 |
| Hills Bank and Trust Company | 46 | 61 |
| Dupaco Community Credit Union | 35 | 38 |
| Collins Community Credit Union | 29 | 38 |
| New American Funding, LLC. | 28 | 47 |
| United Wholesale Mortgage | 26 | 34 |
| Corda Credit Union | 25 | 30 |
| Residential Mortgage Network, Inc. | 24 | 27 |
| Rocket Mortgage | 22 | 30 |
| First Federal Credit Union | 21 | 23 |
| Atkins Savings Bank & Trust | 18 | 20 |
| US Bank, N.A. | 17 | 29 |
| Farmers Savings Bank & Trust | 16 | 19 |
| Mortgage Research Center | 14 | 22 |
| Chelsea Savings Bank | 11 | 11 |
| Iowa Bankers Mortgage Corporation | 11 | 18 |
| Midwestone Bank | 11 | 15 |
| Bankiowa | 9 | 11 |
| MLD Mortgage, Inc.dba the Money Store | 9 | 16 |
| Ohnward Bank and Trust | 8 | 10 |
| Community 1st Credit Union | 7 | 8 |
| Flat Branch Mortgage, Inc. | 6 | 7 |
| Cedar Rapids Bank and Trust | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 973 | 9.8% of 824 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 93 | 15.7% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 965 | 9.8% of 814 decided |
| Joint | withheld | |
| Ethnicity Not Available | 104 | 13.6% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 357 | 10.8% of 296 decided |
| Female | 199 | 13.3% of 166 decided |
| Joint | 464 | 7.8% of 398 decided |
| Sex Not Available | 68 | 19.6% of 51 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2340 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved