Mortgage lending in Monona County, Iowa
Lenders in Monona County, Iowa reported 254 mortgage applications for 2025, according to the CFPB.
254 mortgage applications and 157 loans originated in 2025; the denial rate was 24.5% of 220 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monona County, IA.
- 254
- Applications
- 157
- Loans originated
- 24.5%
- Denial rate
- 54 denied of 220 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 254 | 157 |
| 2024 | 237 | 155 |
| 2023 | 200 | 126 |
| 2022 | 241 | 152 |
| 2021 | 334 | 221 |
| 2020 | 276 | 175 |
| 2019 | 248 | 167 |
| 2018 | 253 | 152 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Security National Bank of Sioux City, Iowa | 24 | 25 |
| United Bank of Iowa | 14 | 22 |
| Great Southern Bank | 10 | 15 |
| Community Bank | 10 | 10 |
| Iowa Bankers Mortgage Corporation | 8 | 10 |
| BankFirst | 8 | 9 |
| Rocket Mortgage | 7 | 18 |
| US Bank, N.A. | 7 | 17 |
| Central Bank | 6 | 6 |
| Shelby County State Bank | 5 | 8 |
| Primebank | 5 | 5 |
| Mortgage Research Center | 4 | 9 |
| American National Bank | 3 | 3 |
| Telco Triad Community CU HMDA 2025 | 2 | 2 |
| Peoples Bank | 2 | 2 |
| Coastal Community Bank | 2 | 5 |
| New American Funding, LLC. | 2 | 2 |
| Charter West Bank | 2 | 2 |
| United Wholesale Mortgage | 2 | 6 |
| Availa Bank | 2 | 2 |
| Northwest Bank | 2 | 5 |
| Pennymac Loan Services LLC | 2 | 6 |
| Midstates Bank NA | 1 | 1 |
| Empeople Credit Union | 1 | 3 |
| Premier Credit Union | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 220 | 23.4% of 192 decided |
| Joint | under 10 | |
| Race Not Available | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 213 | 24.6% of 187 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 89 | 25.7% of 74 decided |
| Female | 51 | no rate: base under 50 |
| Joint | 96 | 20.9% of 86 decided |
| Sex Not Available | 18 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2151 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved