Mortgage lending in Grundy County, Iowa

Lenders in Grundy County, Iowa reported 496 mortgage applications for 2025, according to the CFPB.

496 mortgage applications and 369 loans originated in 2025; the denial rate was 10.4% of 424 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Waterloo-Cedar Falls, IA HUD Metro FMR Area.

496
Applications: 369
Loans originated: 10.4%
Denial rate: 44 denied of 424 applications decided.

Every year

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Mortgage applications and loans originated in Grundy County, Iowa, by year
Year	Applications	Originated	Denied
2025	496	369	44
2024	446	350	46
2023	472	341	47
2022	547	396	70
2021	777	573	53
2020	847	633	81
2019	589	426	82
2018	546	409	59

The largest lenders here

Lenders in Grundy County, Iowa by loans originated, 2025
Lender	Originated	Applications
Greenstate Credit Union	80	87
Veridian Credit Union	70	104
Peoples Savings Bank	28	31
GNB Bank	19	23
Green Belt Bank & Trust	17	17
Midwestone Bank	15	19
Rocket Mortgage	14	15
Cedar Falls Community Credit Union	11	13
MEMBERS1st Community Credit Union	10	10
Empeople Credit Union	9	17
Iowa Bankers Mortgage Corporation	8	10
Mortgage Research Center	7	9
Dupaco Community Credit Union	7	11
Farmers State Bank	5	8
Guild Mortgage Company	4	5
United Wholesale Mortgage	4	4
American Pacific Mortgage Corporation	4	4
Fidelity Bank & Trust	3	6
Guaranteed Rate, Inc.	3	3
Premier Credit Union	2	2
Community Choice Credit Union	2	2
Midwest Heritage Bank FSB	2	2
Denver Savings Bank	2	2
Farmers Savings Bank	2	2
Bankiowa	2	2

Applications by race, ethnicity and sex, 2025

By race, Grundy County, Iowa: applications and denial rate
Category	Applications	Denial rate
Black or African American	under 10
White	438	10.3% of 369 decided
Joint	under 10
Race Not Available	50	no rate: base under 50

By ethnicity, Grundy County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	423	10.8% of 361 decided
Joint	under 10
Ethnicity Not Available	63	8.9% of 56 decided

By sex, Grundy County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	165	15.6% of 135 decided
Female	66	13.5% of 52 decided
Joint	223	6.1% of 197 decided
Sex Not Available	42	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2551 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026