Mortgage lending in Osceola County, Iowa
Lenders in Osceola County, Iowa reported 118 mortgage applications for 2025, according to the CFPB.
118 mortgage applications and 70 loans originated in 2025; the denial rate was 21.7% of 92 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Osceola County, IA.
- 118
- Applications
- 70
- Loans originated
- 21.7%
- Denial rate
- 20 denied of 92 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 118 | 70 |
| 2024 | 83 | 52 |
| 2023 | 85 | 50 |
| 2022 | 139 | 88 |
| 2021 | 143 | 82 |
| 2020 | 172 | 121 |
| 2019 | 130 | 89 |
| 2018 | 122 | 79 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| US Bank, N.A. | 10 | 15 |
| Iowa Bankers Mortgage Corporation | 6 | 10 |
| Rocket Mortgage | 5 | 9 |
| Northwest Bank | 5 | 6 |
| First State Bank Southwest | 3 | 3 |
| American State Bank | 3 | 4 |
| Plaza Home Mortgage, Inc | 3 | 5 |
| AmeriHome Mortgage Company, LLC | 2 | 2 |
| Coulee Bank | 2 | 2 |
| Mortgage Research Center | 2 | 4 |
| Compeer Financial | 2 | 2 |
| Homeowners Financial Group, LLC | 2 | 6 |
| West Gate Bank | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 2 |
| Pennymac Loan Services LLC | 2 | 4 |
| Great Southern Bank | 1 | 1 |
| The Loan Store, Inc | 1 | 2 |
| Peoples Bank | 1 | 1 |
| Primelending | 1 | 1 |
| American Financing Corporation | 1 | 1 |
| Guild Mortgage Company | 1 | 1 |
| New American Funding, LLC. | 1 | 1 |
| CMG Mortgage Inc | 1 | 1 |
| Plains Commerce Bank | 1 | 2 |
| Nationstar Mortgage | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | 101 | 19.0% of 79 decided |
| Joint | under 10 | |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 95 | 19.7% of 76 decided |
| Ethnicity Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 47 | no rate: base under 50 |
| Female | withheld | |
| Joint | 46 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2354 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved