Mortgage lending in Louisa County, Iowa
Lenders in Louisa County, Iowa reported 212 mortgage applications for 2025, according to the CFPB.
212 mortgage applications and 130 loans originated in 2025; the denial rate was 24.4% of 180 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Louisa County, IA.
- 212
- Applications
- 130
- Loans originated
- 24.4%
- Denial rate
- 44 denied of 180 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 212 | 130 |
| 2024 | 218 | 148 |
| 2023 | 199 | 134 |
| 2022 | 247 | 160 |
| 2021 | 321 | 212 |
| 2020 | 320 | 199 |
| 2019 | 313 | 190 |
| 2018 | 290 | 174 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Iowa Bankers Mortgage Corporation | 16 | 17 |
| Washington State Bank | 13 | 19 |
| CBI Bank & Trust | 11 | 11 |
| Greenstate Credit Union | 11 | 19 |
| Hills Bank and Trust Company | 9 | 13 |
| Two Rivers Bank & Trust | 8 | 10 |
| Midwestone Bank | 7 | 10 |
| Mortgage Research Center | 4 | 7 |
| Ascentra Credit Union | 4 | 9 |
| Residential Mortgage Network, Inc. | 4 | 4 |
| Community 1st Credit Union | 4 | 6 |
| Cardinal Financial Company, Li | 3 | 3 |
| Federation Bank | 2 | 3 |
| Coastal Community Bank | 2 | 4 |
| Marine Credit Union | 2 | 3 |
| New American Funding, LLC. | 2 | 4 |
| Rocket Mortgage | 2 | 4 |
| Ruhl Mortgage LLC | 2 | 4 |
| Granite Bank | 2 | 3 |
| Veridian Credit Union | 2 | 3 |
| Farmers National Bank | 1 | 1 |
| DuTrac Community Credit Union | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
| First State Mortgage Services | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 176 | 25.6% of 156 decided |
| Joint | under 10 | |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 159 | 25.0% of 140 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 75 | 21.3% of 61 decided |
| Female | 35 | no rate: base under 50 |
| Joint | 82 | 22.1% of 77 decided |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2351 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved