Mortgage lending in Iowa County, Iowa

Lenders in Iowa County, Iowa reported 642 mortgage applications for 2025, according to the CFPB.

642 mortgage applications and 472 loans originated in 2025; the denial rate was 13.1% of 558 applications decided. The median loan was about $110,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Iowa County, IA.

642
Applications: 472
Loans originated: 13.1%
Denial rate: 73 denied of 558 applications decided.

Every year

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Mortgage applications and loans originated in Iowa County, Iowa, by year
Year	Applications	Originated	Denied
2025	642	472	73
2024	449	320	42
2023	491	336	59
2022	670	449	76
2021	940	672	93
2020	1,016	719	91
2019	722	518	80
2018	664	467	85

The largest lenders here

Lenders in Iowa County, Iowa by loans originated, 2025
Lender	Originated	Applications
Greenstate Credit Union	159	190
Hills Bank and Trust Company	82	102
Veridian Credit Union	24	33
Residential Mortgage Network, Inc.	21	21
Rocket Mortgage	18	27
Midwestone Bank	18	21
Keystone Savings Bank	13	13
Dupaco Community Credit Union	13	18
US Bank, N.A.	10	19
Corda Credit Union	9	9
Iowa Bankers Mortgage Corporation	8	10
Community 1st Credit Union	7	11
Collins Community Credit Union	6	16
Mortgage Research Center	6	10
Grinnell State Bank	5	6
MLD Mortgage, Inc.dba the Money Store	5	7
New American Funding, LLC.	5	8
First State Bank	4	4
Pennymac Loan Services LLC	4	7
CBI Bank & Trust	3	4
loanDepot.com LLC	3	9
Lendage, LLC Dba Achieve Loans	2	2
AmeriHome Mortgage Company, LLC	2	2
Bridge Community Bank	2	2
Newrez LLC	2	3

Applications by race, ethnicity and sex, 2025

By race, Iowa County, Iowa: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
Black or African American	under 10
White	561	12.2% of 485 decided
Joint	under 10
Race Not Available	65	22.4% of 58 decided

By ethnicity, Iowa County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	554	12.8% of 484 decided
Joint	under 10
Ethnicity Not Available	75	16.1% of 62 decided

By sex, Iowa County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	204	17.6% of 170 decided
Female	112	18.8% of 96 decided
Joint	283	6.7% of 255 decided
Sex Not Available	43	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2629 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026