Mortgage lending in Winnebago County, Iowa
Lenders in Winnebago County, Iowa reported 212 mortgage applications for 2025, according to the CFPB.
212 mortgage applications and 142 loans originated in 2025; the denial rate was 18.6% of 183 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Winnebago County, IA.
- 212
- Applications
- 142
- Loans originated
- 18.6%
- Denial rate
- 34 denied of 183 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 212 | 142 |
| 2024 | 188 | 137 |
| 2023 | 201 | 131 |
| 2022 | 207 | 125 |
| 2021 | 314 | 230 |
| 2020 | 301 | 233 |
| 2019 | 244 | 188 |
| 2018 | 214 | 144 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Manufacturers Bank & Trust Co | 49 | 57 |
| Rocket Mortgage | 11 | 18 |
| Iowa Bankers Mortgage Corporation | 8 | 12 |
| New American Funding, LLC. | 6 | 6 |
| Bankers' Bank | 4 | 5 |
| Union Home Mortgage Corp. | 4 | 4 |
| Cardinal Financial Company, Li | 4 | 6 |
| Reliance State Bank | 3 | 3 |
| Mortgage Research Center | 3 | 6 |
| United Wholesale Mortgage | 3 | 4 |
| Plains Commerce Bank | 3 | 5 |
| Residential Mortgage Network, Inc. | 3 | 3 |
| US Bank, N.A. | 3 | 4 |
| Flanagan State Bank | 2 | 2 |
| Veridian Credit Union | 2 | 3 |
| Towne Mortgage Company | 2 | 3 |
| Bank of America NA | 2 | 2 |
| Wells Fargo Bank NA | 2 | 2 |
| Synergy One Lending, Inc. | 1 | 1 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| GNB Bank | 1 | 1 |
| Think Mutual Bank | 1 | 1 |
| Figure Lending LLC | 1 | 1 |
| CUSB Bank | 1 | 1 |
| Paramount Residential Mortgage | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 180 | 17.2% of 157 decided |
| Joint | under 10 | |
| Race Not Available | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 181 | 17.9% of 156 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 82 | 22.1% of 68 decided |
| Female | 37 | no rate: base under 50 |
| Joint | 78 | 8.6% of 70 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2152 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved