Mortgage lending in Plymouth County, Iowa
Lenders in Plymouth County, Iowa reported 616 mortgage applications for 2025, according to the CFPB.
616 mortgage applications and 414 loans originated in 2025; the denial rate was 16.6% of 519 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Plymouth County, IA.
- 616
- Applications
- 414
- Loans originated
- 16.6%
- Denial rate
- 86 denied of 519 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 616 | 414 |
| 2024 | 515 | 369 |
| 2023 | 447 | 315 |
| 2022 | 695 | 519 |
| 2021 | 1,075 | 827 |
| 2020 | 1,276 | 994 |
| 2019 | 845 | 644 |
| 2018 | 854 | 663 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Primebank | 82 | 90 |
| Northwest Bank | 64 | 80 |
| Central Bank | 21 | 26 |
| Rocket Mortgage | 20 | 40 |
| Peoples Bank | 18 | 30 |
| US Bank, N.A. | 15 | 21 |
| United Bank of Iowa | 13 | 16 |
| Mortgage Research Center | 12 | 20 |
| Iowa Bankers Mortgage Corporation | 11 | 12 |
| Great Southern Bank | 10 | 11 |
| The Security National Bank of Sioux City, Iowa | 9 | 13 |
| Plains Commerce Bank | 9 | 11 |
| Heritage Bank NA | 7 | 8 |
| Charter West Bank | 6 | 6 |
| American State Bank | 5 | 6 |
| Siouxland Federal Credit Union | 5 | 7 |
| Veridian Credit Union | 5 | 6 |
| Premier Credit Union | 4 | 4 |
| Homeowners Financial Group, LLC | 4 | 4 |
| loanDepot.com LLC | 3 | 11 |
| United Wholesale Mortgage | 3 | 8 |
| Guaranteed Rate, Inc. | 3 | 5 |
| Usaa Federal Savings Bank | 3 | 5 |
| Midstates Bank NA | 2 | 2 |
| Lendage, LLC Dba Achieve Loans | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 527 | 16.5% of 448 decided |
| Joint | 10 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 70 | 22.2% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 512 | 16.1% of 436 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 64 | 20.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 203 | 22.7% of 172 decided |
| Female | 122 | 13.2% of 106 decided |
| Joint | 241 | 13.2% of 205 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1557 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved