Mortgage lending in Audubon County, Iowa
Lenders in Audubon County, Iowa reported 149 mortgage applications for 2025, according to the CFPB.
149 mortgage applications and 99 loans originated in 2025; the denial rate was 17.4% of 121 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Audubon County, IA.
- 149
- Applications
- 99
- Loans originated
- 17.4%
- Denial rate
- 21 denied of 121 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 149 | 99 |
| 2024 | 116 | 75 |
| 2023 | 140 | 92 |
| 2022 | 108 | 56 |
| 2021 | 146 | 90 |
| 2020 | 121 | 87 |
| 2019 | 115 | 72 |
| 2018 | 114 | 74 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Exchange State Bank | 8 | 9 |
| Rocket Mortgage | 8 | 15 |
| Iowa Bankers Mortgage Corporation | 8 | 10 |
| Mortgage Research Center | 6 | 10 |
| Community 1st Credit Union | 6 | 8 |
| Shelby County State Bank | 5 | 6 |
| CMG Mortgage Inc | 4 | 5 |
| United Wholesale Mortgage | 3 | 5 |
| Dupaco Community Credit Union | 3 | 5 |
| Westside State Bank | 2 | 2 |
| Coastal Community Bank | 2 | 2 |
| TS Bank | 2 | 2 |
| Guild Mortgage Company | 2 | 4 |
| New American Funding, LLC. | 2 | 4 |
| Homeservices Lending LLC | 2 | 2 |
| Nationstar Mortgage | 2 | 2 |
| Bank Iowa | 2 | 2 |
| Cardinal Financial Company, Li | 2 | 2 |
| First National Bank of Omaha | 2 | 2 |
| United Bank of Iowa | 1 | 2 |
| Premier Credit Union | 1 | 1 |
| FNB Bank | 1 | 1 |
| Navy Federal Credit Union | 1 | 2 |
| Central State Bank | 1 | 1 |
| Arbor Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 131 | 16.2% of 105 decided |
| Joint | under 10 | |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 130 | 17.5% of 103 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 54 | no rate: base under 50 |
| Female | 39 | no rate: base under 50 |
| Joint | 44 | no rate: base under 50 |
| Sex Not Available | 12 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2671 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved