Mortgage lending in Calhoun County, Iowa

Lenders in Calhoun County, Iowa reported 207 mortgage applications for 2025, according to the CFPB.

207 mortgage applications and 141 loans originated in 2025; the denial rate was 18.5% of 184 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Calhoun County, IA.

207
Applications: 141
Loans originated: 18.5%
Denial rate: 34 denied of 184 applications decided.

Every year

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Mortgage applications and loans originated in Calhoun County, Iowa, by year
Year	Applications	Originated	Denied
2025	207	141	34
2024	191	131	34
2023	211	135	31
2022	220	147	35
2021	288	190	56
2020	294	200	52
2019	239	156	43
2018	228	147	53

The largest lenders here

Lenders in Calhoun County, Iowa by loans originated, 2025
Lender	Originated	Applications
United Bank of Iowa	21	33
Security Savings Bank	13	13
Greenstate Credit Union	12	16
Dupaco Community Credit Union	10	17
Rocket Mortgage	8	11
Northwest Bank	8	8
Westside State Bank	6	6
Frontier Financial, Inc. DBA Frontier Mortgage	5	5
Community Choice Credit Union	4	4
Iowa Bankers Mortgage Corporation	4	6
Veridian Credit Union	4	5
Availa Bank	4	4
Farm Credit Mid-America, Aca	3	3
Lendage, LLC Dba Achieve Loans	2	2
Coastal Community Bank	2	6
Land Home Financial Services,	2	2
First Bank	2	2
Mortgage Research Center	2	7
United Wholesale Mortgage	2	3
Union Home Mortgage Corp.	2	2
Premier Credit Union	1	1
Flanagan State Bank	1	2
Iowa Trust & Savings Bank	1	1
Fidelity Bank	1	1
Old National Bank	1	1

Applications by race, ethnicity and sex, 2025

By race, Calhoun County, Iowa: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	177	17.1% of 158 decided
2 or more minority races	under 10
Race Not Available	24	no rate: base under 50

By ethnicity, Calhoun County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	178	16.9% of 160 decided
Joint	under 10
Ethnicity Not Available	25	no rate: base under 50

By sex, Calhoun County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	81	23.3% of 73 decided
Female	31	no rate: base under 50
Joint	76	10.4% of 67 decided
Sex Not Available	19	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2544 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026