Mortgage lending in Webster County, Iowa
Lenders in Webster County, Iowa reported 928 mortgage applications for 2025, according to the CFPB.
928 mortgage applications and 627 loans originated in 2025; the denial rate was 17.0% of 792 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Webster County, IA.
- 928
- Applications
- 627
- Loans originated
- 17.0%
- Denial rate
- 135 denied of 792 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 928 | 627 |
| 2024 | 914 | 585 |
| 2023 | 808 | 546 |
| 2022 | 1,167 | 801 |
| 2021 | 1,589 | 1,147 |
| 2020 | 1,526 | 1,077 |
| 2019 | 1,165 | 822 |
| 2018 | 1,121 | 800 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 136 | 177 |
| Northwest Bank | 95 | 116 |
| Frontier Financial, Inc. DBA Frontier Mortgage | 54 | 55 |
| Availa Bank | 54 | 61 |
| Security Savings Bank | 26 | 28 |
| Rocket Mortgage | 24 | 36 |
| Iowa Bankers Mortgage Corporation | 20 | 29 |
| First Interstate Bank | 17 | 39 |
| Mortgage Research Center | 12 | 22 |
| United Bank of Iowa | 10 | 21 |
| New American Funding, LLC. | 9 | 17 |
| loanDepot.com LLC | 8 | 16 |
| Veridian Credit Union | 8 | 13 |
| Wells Fargo Bank NA | 8 | 11 |
| United Wholesale Mortgage | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 11 |
| First Bank | 5 | 5 |
| Pennymac Loan Services LLC | 5 | 13 |
| Premier Credit Union | 4 | 4 |
| Guild Mortgage Company | 4 | 7 |
| Nationstar Mortgage | 4 | 8 |
| Royal United Mortgage LLC | 4 | 6 |
| Amerisave Mortgage Company | 4 | 16 |
| Usaa Federal Savings Bank | 4 | 4 |
| Lendage, LLC Dba Achieve Loans | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | withheld | |
| Black or African American | 20 | no rate: base under 50 |
| White | 761 | 16.0% of 652 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 123 | 17.6% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 757 | 16.4% of 642 decided |
| Joint | withheld | |
| Ethnicity Not Available | 127 | 16.7% of 108 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 359 | 17.1% of 299 decided |
| Female | 215 | 25.3% of 190 decided |
| Joint | 259 | 11.6% of 224 decided |
| Sex Not Available | 95 | 12.7% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2684 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved