Mortgage lending in Wapello County, Iowa
Lenders in Wapello County, Iowa reported 905 mortgage applications for 2025, according to the CFPB.
905 mortgage applications and 593 loans originated in 2025; the denial rate was 17.5% of 748 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wapello County, IA.
- 905
- Applications
- 593
- Loans originated
- 17.5%
- Denial rate
- 131 denied of 748 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 905 | 593 |
| 2024 | 829 | 578 |
| 2023 | 837 | 570 |
| 2022 | 903 | 599 |
| 2021 | 1,154 | 754 |
| 2020 | 1,044 | 683 |
| 2019 | 770 | 514 |
| 2018 | 843 | 527 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community 1st Credit Union | 191 | 274 |
| First State Bank | 59 | 59 |
| US Bank, N.A. | 44 | 64 |
| Rocket Mortgage | 34 | 53 |
| New American Funding, LLC. | 25 | 40 |
| Crosscountry Mortgage, LLC | 19 | 24 |
| Empeople Credit Union | 18 | 26 |
| West Gate Bank | 17 | 22 |
| Mortgage Research Center | 15 | 27 |
| United Wholesale Mortgage | 10 | 18 |
| MEMBERS1st Community Credit Union | 9 | 9 |
| Midwestone Bank | 9 | 11 |
| Iowa Bankers Mortgage Corporation | 8 | 9 |
| Bank Iowa | 8 | 10 |
| Greenstate Credit Union | 8 | 13 |
| Wells Fargo Bank NA | 8 | 16 |
| Washington State Bank | 7 | 8 |
| Residential Mortgage Network, Inc. | 6 | 6 |
| Guaranteed Rate, Inc. | 5 | 12 |
| Amerisave Mortgage Company | 5 | 15 |
| Homeservices Lending LLC | 4 | 4 |
| Nationstar Mortgage | 4 | 6 |
| Planet Home Lending, LLC | 3 | 3 |
| loanDepot.com LLC | 3 | 11 |
| Guild Mortgage Company | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 700 | 15.8% of 563 decided |
| Joint | 11 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 148 | 20.4% of 137 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 635 | 16.7% of 521 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 139 | 17.2% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 361 | 20.7% of 280 decided |
| Female | 192 | 18.9% of 159 decided |
| Joint | 247 | 10.9% of 211 decided |
| Sex Not Available | 105 | 20.4% of 98 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2757 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved