Mortgage lending in Wright County, Iowa
Lenders in Wright County, Iowa reported 236 mortgage applications for 2025, according to the CFPB.
236 mortgage applications and 163 loans originated in 2025; the denial rate was 17.8% of 208 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wright County, IA.
- 236
- Applications
- 163
- Loans originated
- 17.8%
- Denial rate
- 37 denied of 208 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 236 | 163 |
| 2024 | 201 | 125 |
| 2023 | 186 | 116 |
| 2022 | 244 | 153 |
| 2021 | 325 | 221 |
| 2020 | 302 | 197 |
| 2019 | 254 | 178 |
| 2018 | 232 | 153 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Bank | 22 | 23 |
| Greenstate Credit Union | 21 | 25 |
| Iowa Bankers Mortgage Corporation | 17 | 19 |
| Rocket Mortgage | 14 | 23 |
| New American Funding, LLC. | 8 | 14 |
| Availa Bank | 8 | 8 |
| Northwest Bank | 8 | 8 |
| Veridian Credit Union | 7 | 9 |
| Reliance State Bank | 5 | 5 |
| Wells Fargo Bank NA | 5 | 7 |
| Cardinal Financial Company, Li | 4 | 4 |
| Pennymac Loan Services LLC | 4 | 8 |
| Zillow Home Loans, LLC | 3 | 3 |
| United Wholesale Mortgage | 3 | 6 |
| Empeople Credit Union | 2 | 3 |
| Community Choice Credit Union | 2 | 2 |
| Manufacturers Bank & Trust Co | 2 | 2 |
| loanDepot.com LLC | 2 | 3 |
| Plains Commerce Bank | 2 | 2 |
| Frontier Financial, Inc. DBA Frontier Mortgage | 2 | 2 |
| Bank Iowa | 2 | 2 |
| Four Points Federal Credit Union | 2 | 3 |
| Security Savings Bank | 1 | 1 |
| Flanagan State Bank | 1 | 2 |
| First State Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 184 | 17.2% of 163 decided |
| Joint | under 10 | |
| Race Not Available | 48 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 157 | 17.4% of 138 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 83 | 11.3% of 71 decided |
| Female | 52 | no rate: base under 50 |
| Joint | 65 | 22.0% of 59 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2559 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved