Mortgage lending in Decatur County, Iowa

Lenders in Decatur County, Iowa reported 208 mortgage applications for 2025, according to the CFPB.

208 mortgage applications and 131 loans originated in 2025; the denial rate was 19.4% of 170 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Decatur County, IA.

208
Applications: 131
Loans originated: 19.4%
Denial rate: 33 denied of 170 applications decided.

Every year

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Mortgage applications and loans originated in Decatur County, Iowa, by year
Year	Applications	Originated	Denied
2025	208	131	33
2024	154	93	34
2023	182	116	26
2022	217	134	46
2021	241	157	45
2020	269	151	68
2019	193	106	45
2018	163	96	36

The largest lenders here

Lenders in Decatur County, Iowa by loans originated, 2025
Lender	Originated	Applications
BTC Bank	22	27
American State Bank	15	16
Community 1st Credit Union	10	12
US Bank, N.A.	9	15
New American Funding, LLC.	6	11
Rocket Mortgage	6	13
Iowa Bankers Mortgage Corporation	6	6
First National Bank Ames Iowa	5	5
Veridian Credit Union	4	9
West Gate Bank	4	4
Greenstate Credit Union	4	6
Community Choice Credit Union	3	5
BMO Harris Bank NA	3	8
Mortgage Research Center	3	7
Fairway Independent Mort Corp	3	4
Premier Credit Union	2	2
Homeservices Lending LLC	2	2
American Pacific Mortgage Corporation	2	2
First Interstate Bank	2	7
Barrington Bank & Trust Company, N.A.	2	2
Pennymac Loan Services LLC	2	3
Midwest Heritage Bank FSB	1	1
Fidelity Bank	1	1
Navy Federal Credit Union	1	1
City State Bank	1	1

Applications by race, ethnicity and sex, 2025

By race, Decatur County, Iowa: applications and denial rate
Category	Applications	Denial rate
White	180	18.8% of 149 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	24	no rate: base under 50

By ethnicity, Decatur County, Iowa: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	171	17.0% of 141 decided
Joint	under 10
Ethnicity Not Available	22	no rate: base under 50

By sex, Decatur County, Iowa: applications and denial rate
Category	Applications	Denial rate
Male	52	no rate: base under 50
Female	48	no rate: base under 50
Joint	92	16.9% of 77 decided
Sex Not Available	16	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2750 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026