Mortgage lending in Linn County, Iowa
Lenders in Linn County, Iowa reported 9,617 mortgage applications for 2025, according to the CFPB.
9,617 mortgage applications and 6,849 loans originated in 2025; the denial rate was 13.0% of 8,214 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cedar Rapids, IA HUD Metro FMR Area.
- 9,617
- Applications
- 6,849
- Loans originated
- 13.0%
- Denial rate
- 1,067 denied of 8,214 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,617 | 6,849 |
| 2024 | 8,667 | 6,048 |
| 2023 | 8,626 | 6,131 |
| 2022 | 12,628 | 9,333 |
| 2021 | 18,893 | 13,947 |
| 2020 | 17,623 | 13,120 |
| 2019 | 13,585 | 10,301 |
| 2018 | 12,483 | 9,576 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Greenstate Credit Union | 1,747 | 2,232 |
| Hills Bank and Trust Company | 1,031 | 1,222 |
| Veridian Credit Union | 503 | 694 |
| Collins Community Credit Union | 451 | 633 |
| Dupaco Community Credit Union | 265 | 381 |
| United Wholesale Mortgage | 218 | 276 |
| Corda Credit Union | 183 | 246 |
| Ohnward Bank and Trust | 163 | 181 |
| New American Funding, LLC. | 156 | 227 |
| Rocket Mortgage | 123 | 185 |
| Flat Branch Mortgage, Inc. | 119 | 140 |
| Residential Mortgage Network, Inc. | 112 | 126 |
| Farmers State Bank | 108 | 143 |
| US Bank, N.A. | 107 | 189 |
| Mount Vernon Bank and Trust Company | 98 | 103 |
| First Federal Credit Union | 90 | 131 |
| Cedar Rapids Bank and Trust | 87 | 117 |
| Iowa Bankers Mortgage Corporation | 83 | 110 |
| DHI Mortgage Company, LTD. | 60 | 92 |
| Bankers Trust Company | 57 | 69 |
| Mortgage Research Center | 48 | 112 |
| Pennymac Loan Services LLC | 47 | 105 |
| Community Savings Bank | 37 | 51 |
| 21ST Mortgage | 34 | 162 |
| Wells Fargo Bank NA | 33 | 52 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 32 | no rate: base under 50 |
| Asian | 147 | 14.3% of 119 decided |
| Black or African American | 429 | 24.5% of 359 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 7,596 | 11.6% of 6,499 decided |
| 2 or more minority races | under 10 | |
| Joint | 172 | 13.9% of 151 decided |
| Race Not Available | 1,223 | 16.9% of 1,046 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 255 | 18.1% of 216 decided |
| Not Hispanic or Latino | 7,900 | 12.1% of 6,749 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,310 | 17.7% of 1,118 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,969 | 14.3% of 2,441 decided |
| Female | 2,174 | 16.6% of 1,866 decided |
| Joint | 3,511 | 9.4% of 3,065 decided |
| Sex Not Available | 963 | 14.5% of 842 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1963 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved